10895 Dice Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10895 Dice Rd, Freeland, MI 48623

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,680 sqft · built 1900
Lot Size0.551 acres (24,002 sqft)
Owner2 Individual Names on File
Tax Bill$2,614 (2025)
Flood ZoneZone X (minimal risk)
APN28-12-3-09-2002-002

Property Details

APN / Parcel Number

Primary APN28-12-3-09-2002-002

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area1,040 sqft
Basement Area928 sqft
Unfinished Basement928 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,002 sqft (0.551 acres)
Lot Dimensions240 ft deep x 100 ft wide
Garage Area702 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address10895 DICE RD
CityFREELAND
StateMI
Zip48623-8522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal DescriptionE 100 FT OF W 515 FT OF N 240 FT OF W1/2 OF NW1/4 0.55 ACRE SEC 9 T12N R3E
Legal Range03E
Legal Township12N
Legal Section09
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group2
Census Block2022
Census Tract12002

Owner

10895 Dice Rd is owned and occupied by two individuals who acquired it in May 2004.

Source: Saginaw County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address10895 DICE RD, FREELAND, MI 48623-8522
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 3, 2004
Transfer Doc0007207353
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10895 Dice Rd was $2,614.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictHemlock Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,400$148,800
2025$2,614.00
2023$51,400$102,800
2022$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10895 Dice Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10895 Dice Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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