10895 Baker Rd, Jerome, MI 49249 Property Records

Hillsdale County property record for 10895 Baker Rd, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	2 ba · 952 sqft
Lot Size	0.237 acres (10,324 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2016)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Apr 2026 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-155-001-008`

Property Details

APN / Parcel Number

Primary APN	`04-155-001-008`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Lot Area	10,324 sqft (0.237 acres)
Lot Dimensions	171 ft deep x 60 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10895 BAKER RD
City	JEROME
State	MI
Zip	49249-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 102 LAKE LE ANN - LAKEVIEW NO.1 SEC 8 T5S R1W
Legal Range	01W
Legal Township	05S
Legal Section	08
Legal Subdivision	LAKE LE ANN - LAKEVIEW
Legal Lot Number	102
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1031
Census Tract	50102

Owner

Source: Hillsdale County records · APN 04-155-001-008

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10895 BAKER RD, JEROME, MI 49249-9513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Aug 11, 2021	Intrafamily Transfer, Transfer
Dec 08, 2017	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2016 · Amount on Record
Deed Sale	Oct 10, 2016 · Amount on Record
Prior Sale	Nov 03, 1987 · Amount on Record
Deed Book / Page	1636 / 448
Last Transfer Date	Aug 03, 2021
Transfer Doc	01803/1010
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 23, 2026
Property Address	10895 BAKER RD, JEROME, MI 49249-9513
Document Number	0000622619
Book / Page	1920 / 36
Instrument Date	Apr 23, 2026
Instrument	2026622619
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	10895 BAKER RD, JEROME, MI 49249-9513

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10895 BAKER RD, JEROME, MI 49249-9513
Transaction Type	Mortgage
Record Updated	Oct 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10895 BAKER RD, JEROME, MI 49249-9513

Mortgage

Document Number	1808/778
Date	Oct 07, 2021
Book Page	1808/778

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2036
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Max Rate	7.75%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Aug 11, 2021
Property Address	10895 BAKER RD, JEROME, MI 49249-9513
Document Number	1803/1010
Book / Page	1803 / 1010
Map Reference	LB 7 PG 25
Instrument Date	Aug 03, 2021
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10895 BAKER RD, JEROME, MI 49249-9513

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10895 BAKER RD, JEROME, MI 49249-9513
Transaction Type	Mortgage
Record Updated	Jan 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1676-0161
Date	Dec 08, 2017
Book Page	1676/0161
Instrument	1676-0161

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hillsdale County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,000 (+7.51%)	$464,696 (+7.64%) Land $124,507 Building $340,189
2025	$4,332.00 (+19.27%) Homeowner's exemption	$219,520 (+29.22%)	$431,707 (+29.72%) Land $106,486 Building $325,221
2023		$169,880	$332,794 Land $54,717 Building $278,077
2021	$3,632.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 93 locations within half a mile of this property.

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