Pinellas County property record for 10895 106th St, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 808 sqft · built 1956 |
| Lot Size | 0.142 acres (6,203 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,100 (Dec 2020) |
| Tax Bill | $2,308 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-6895-7 |
| Primary APN | C62-000-750-6895-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| Gross Area | 1,315 sqft |
| 1st Floor Area | 808 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | H-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,203 sqft (0.142 acres) |
| Lot Dimensions | 102 ft deep x 61 ft wide |
| Garage Type | Carport |
| Garage Area | 100 sqft |
| Carport | Carport |
| Carport Area | 100 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 507 sqft |
| Deck Area | 102 sqft |
| Patio Area | 102 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R164199 |
|---|---|
| Street Address | 10895 106TH ST |
| City | LARGO |
| State | FL |
| Zip | 33773-3914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEMINOLE GARDENS LOT 56 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 15 |
| Legal Subdivision | SEMINOLE GARDENS |
| Legal Tract | 79686 |
| Legal Lot Number | 56 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 25114 |
10895 106th St is owned and occupied by an individual who bought it in December 2020.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10895 106TH ST, LARGO, FL 33773-3914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MOMENTUM BANK |
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MOMENTUM BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Jul 30, 2008 · Amount on File |
| Deed Document Number | 2020366057 |
| Deed Book / Page | 21285 / 2151 |
| Prior Transfer Date | Jul 23, 2008 |
| Prior Transfer Doc | 0163342373 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 10895 106TH ST, LARGO, FL 33773-3914 |
| Document Number | 0000197540 |
| Book / Page | 23637 / 2409 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 2026197540 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10895 106TH ST, LARGO, FL 33773-3914 |
| Document Number | 0000197540, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 23637/2409 |
| Instrument | 2026197540 |
| Name | AMERICAN MOMENTUM BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 7, 2020 |
| Property Address | 10895 106TH ST, LARGO, FL 33773-3914 |
| Document Number | 0212852151 |
| Book / Page | 21285 / 2151 |
| Map Reference | MB 38 PG 54&55 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 2020366057 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | STAR TTL PARTNERS OF PALM HA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,393.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4365 71ST AVE N, 4365, PINELLAS PARK, FL 33781-4526 |
| Name | Verified Name |
|---|---|
| Address | 10895 106TH ST, LARGO, FL 33773-3914 |
| Document Number | 0212852153 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 21285/2153 |
| Name | AMERICAN MOMENTUM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
The 2025 property tax bill for 10895 106th St was $2,308 with a homeowner's exemption, up 7.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,308.00 (+7.6%) Homeowner's exemption | $163,268 | $207,112 Land $109,754 Building $97,358 |
| 2024 | $2,145.00 (+3.32%) | ||
| 2023 | $2,076.00 (+3.23%) Homeowner's exemption | $154,046 (+3%) | $199,853 (+9.5%) Land $123,061 Building $76,792 |
| 2022 | $2,011.00 Homeowner's exemption | $149,559 | $182,512 Land $121,616 Building $60,896 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10895 106th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 129 units insured incl. 48 condo units |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10895 106th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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