Shelby County property record for 10894 S 200 E, Flat Rock, IN 47234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,792 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $98,800 (Jan 2018) |
| Tax Bill | $477 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-15-27-300-002.000-014 |
| Primary APN | 73-15-27-300-002.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Attic | Attic |
| Attic Area | 1,792 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 1,260 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|
| Account Number | 01245387643 |
|---|---|
| Street Address | 10894 S 200 E |
| City | FLAT ROCK |
| State | IN |
| Zip | 47234-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W/2 SW 27 11 7 1.00 AC *SEE NOTES* |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 710900 |
Source: Shelby County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRA CU |
| Jan 16, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2018 · Amount on Record |
| Deed Sale | Jan 16, 2018 · Amount on Record |
| Deed Document Number | 2018200 |
| Prior Transfer Date | May 23, 2017 |
| Prior Transfer Doc | 2018000200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Apr 29, 2026 |
| Property Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Document Number | 0000002144 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20262144 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Document Number | 0000002144, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 20262144 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Feb 1, 2055 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019006073 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 2019006073 |
| Name | CENTRA CU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, IN 47201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Jan 16, 2018 |
| Property Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Document Number | 2018000200 |
| Instrument Date | May 23, 2017 |
| Instrument | 2018000200 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10894 S 200 E, FLAT ROCK, IN 47234-9538 |
| Document Number | 2018000201 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 2018000201 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jun 1, 2047 |
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Noble Township |
| Unified School District | Shelby Eastern Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477.00 (-7.2%) Homeowner's exemption | $104,800 (+5.86%) Land $15,500 Building $89,300 | $104,800 (+5.86%) Land $15,500 Building $89,300 |
| 2024 | $514.00 (+6.86%) | ||
| 2023 | $481.00 (-5.69%) | $99,000 (-0.2%) Land $15,500 Building $83,500 | $99,000 (-0.2%) Land $15,500 Building $83,500 |
| 2022 | $510.00 | $99,200 Land $15,500 Building $83,700 | $99,200 Land $15,500 Building $83,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1993–2008) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jun 2008 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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