Pierce County property record for 10892 Yonder Ln, Gig Harbor, WA 98332
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,282 sqft · built 2017 |
| Lot Size | 0.114 acres (4,950 sqft) |
| Owner | Trust Name on File |
| Last Sale | $648,000 (Sep 2020) |
| Tax Bill | $7,001 (2026) |
| Deeds & Mortgages | May 2022 Transfer Aug 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 400333-0-520 |
| Primary APN | 400333-0-520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Living Area |
| Gross Area | 3,722 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,950 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 10892 YONDER LN |
|---|---|
| City | GIG HARBOR |
| State | WA |
| Zip | 98332-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GIGH |
| Legal Description | SECTION 31 TOWNSHIP 22 RANGE 02 QUARTER 11 HARBOR HILL DIV S2 - S6 L 52 EASE OF REC OUT OF 400321-029-0 SEG 2017-0250 JP 12/08/16 JP |
| Legal Range | 02 |
| Legal Township | 22 |
| Legal Section | 31 |
| Legal Subdivision | HARBOR HILL DIV S2 - S6 |
| Legal Lot Number | 52 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | GIG HARBOR PENINSULA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 72509 |
10892 Yonder Ln is owner-occupied and held in a trust since April 2022.
Source: Pierce County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 2, 2022 | Intrafamily Transfer, Transfer |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 23, 2019 | Warranty Deed, Transfer · ARM AXOS BANK |
| Sep 5, 2018 | Loan Modification, Mortgage FIRST FIN'L NW BK |
| Jul 23, 2018 | Grant Deed, Construction Loan · Construction Mortgage FIRST FIN'L NW BK |
| Dec 6, 2017 | Trustee's Deed, Transfer · Line of Credit HOMESTREET BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Apr 23, 2019 · Amount on File |
| Deed Document Number | 2020241028 |
| Last Transfer Date | Apr 27, 2022 |
| Transfer Doc | 0000000091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | May 2, 2022 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 0005020091 |
| Map Reference | DOC 2016111305002 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 202205020091 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0008270915 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 202008270915 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 24, 2020 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 0009241028 |
| Map Reference | DOC 201611305002 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 202009241028 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,634.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 0009241029 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 202009241029 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Apr 23, 2019 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 0004230099 |
| Map Reference | DOC 201611305002 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 201904230099 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,040.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 0004230100 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 201904230100 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 12.2% |
| Index | 1-Year LIBOR |
| Max Rate | 12.2% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Sep 5, 2018 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 1809050427 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 201809050427 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33400 8TH AVE S #230 FEDERAL WAY WA 980037395, 230, FEDERAL WAY, WA 98003-7395 |
| Document Number | 1809050427 |
|---|---|
| Date | Sep 5, 2018 |
| Instrument | 201809050427 |
| Name | FIRST FIN'L NW BK |
|---|---|
| Address | 207 WELLS AVE S, RENTON, WA 98057-2131 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Jul 23, 2018 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 1807230480 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 201807230480 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33400 8TH AVE S #230 FEDERAL WAY WA 980037395, 230, FEDERAL WAY, WA 98003-7395 |
| Document Number | 1807230480 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 201807230480 |
| Name | FIRST FIN'L NW BK |
|---|---|
| Address | PO BOX 1130, RENTON, WA 98057-1130 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PIERCE WA |
| Recording Date | Dec 6, 2017 |
| Property Address | 10892 YONDER LN, GIG HARBOR, WA 98332-5123 |
| Document Number | 1712060385 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 201712060385 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $26,918.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 33400 8TH AVE S #230 FEDERAL WAY WA 980037395, 230, FEDERAL WAY, WA 98003-7395 |
| Investor | Possibly a Property Investor |
| Document Number | 1712060386 |
|---|---|
| Date | Dec 6, 2017 |
| Instrument | 201712060386 |
| Name | HOMESTREET BK |
|---|---|
| Type | Bank |
| Address | 601 UNION ST # 2000, SEATTLE, WA 98101-1378 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 10892 Yonder Ln was $7,001, up 3.7% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Municipality | Gig Harbor City |
| Unified School District | Peninsula School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,001.00 (+3.7%) | $820,400 Land $268,700 Building $551,700 | $820,400 Land $268,700 Building $551,700 |
| 2025 | $6,751.00 (+4.13%) | ||
| 2024 | $6,483.00 (+3.05%) | $764,100 (-2.6%) Land $260,700 Building $503,400 | $764,100 (-2.6%) Land $260,700 Building $503,400 |
| 2023 | $6,291.00 | $784,500 Land $260,700 Building $523,800 | $784,500 Land $260,700 Building $523,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10892 Yonder Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10892 Yonder Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GIG HARBOR WATER DEPT serves 16,510 people · EPA ID WA5327600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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