10892 White Sands Ct, Peyton, CO 80831 Property Records

El Paso County property record for 10892 White Sands Ct, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,898 sqft · built 2010
Lot Size	0.331 acres (14,420 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Dec 2018)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42193-02-052`

Property Details

APN / Parcel Number

Primary APN	`42193-02-052`
Alternative APN	`R4219302052`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,898 sqft Living Area
Gross Area	4,873 sqft
1st Floor Area	2,063 sqft
Basement Area	1,871 sqft
Finished Basement	1,835 sqft
Unfinished Basement	36 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,420 sqft (0.331 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Porch Area	234 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219302052
Street Address	10892 WHITE SANDS CT
City	PEYTON
State	CO
Zip	80831-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 590 MERIDIAN RANCH FIL NO 1
Legal Subdivision	MERIDIAN RANCH FIL NO 01
Legal Lot Number	590
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1000
Census Tract	3914

Owner

10892 White Sands Ct is owned and occupied by two individuals who bought it in December 2018.

Source: El Paso County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Apr 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2018 · Amount on File
Deed Sale	Dec 17, 2018 · Amount on File
Prior Sale	Sep 30, 2010 · Amount on File
Deed Document Number	2018143735
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103356
Date	Nov 26, 2025
Instrument	225103356

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 12, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026709
Date	Apr 3, 2023
Instrument	223026709

Lender

Name	DISCOVER BANK
Type	Bank
Address	PEYTON, CO 80831

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 3, 2043

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	PRESTIGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073

Mortgage

Document Number	0000175782
Date	Nov 2, 2020
Instrument	220175782

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Document Number	0000036446
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10892 WHITE SANDS CT PEYTON CO 808317073, PEYTON, CO 80831-7073

Mortgage

Document Number	0000036446
Date	Mar 13, 2020
Instrument	36446

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Dec 17, 2018
Property Address	10892 WHITE SANDS CT, PEYTON, CO 80831-7073
Document Number	0000143735
Instrument Date	Dec 14, 2018
Instrument	143735
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10892 WHITE SANDS CT PEYTON CO 808317073, PEYTON, CO 80831-7073

Mortgage

Document Number	143736
Date	Dec 17, 2018
Instrument	143736

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10892 White Sands Ct was $4,591, up 0.2% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,390 (-)	$672,156 (-)
2025	$4,591.00 (+0.24%)	$47,390 (-1.94%) Land $12,600 Building $34,790	$672,156 Land $178,750 Building $493,406
2024	$4,580.00 (+3.08%)	$48,330 (-) Land $9,000 Building $39,330
2023	$4,443.00 (+32.71%)	$48,330 (+45.66%) Land $9,000 Building $39,330	$721,470 (+52.12%) Land $134,400 Building $587,070
2022	$3,348.00	$33,180 Land $7,390 Building $25,790	$474,284 Land $106,300 Building $367,984

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10892 White Sands Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10892 White Sands Ct is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

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