Charles County property record for 10892 Eton Aly, Waldorf, MD 20603
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 3,018 sqft · built 2019 |
| Lot Size | 0.039 acres (1,699 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,440 (Apr 2019) |
| Tax Bill | $8,242 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-356114 |
| Primary APN | 06-356114 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 3,456 sqft |
| 1st Floor Area | 546 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,699 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 16 sqft |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 356114 |
|---|---|
| Street Address | 10892 ETON ALY |
| City | WALDORF |
| State | MD |
| Zip | 20603-5535 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 109 PH 2 - 0.0 TOWN CENTER SOUTH ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 109 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 851501 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6201 MORGANITE LN, KILLEEN, TX 76542-3962 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Feb 18, 2022 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Apr 3, 2019 | Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Oct 30, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2019 · Amount on Record |
| Deed Sale | Apr 3, 2019 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Book / Page | 10588 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0120220365 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 12022/365 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0124030245 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 12403/245 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0124030262 |
|---|---|
| Date | Feb 18, 2022 |
| Book Page | 12403/262 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Document Number | 0111480186 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 10892 ETON ALY WALDORF MD 206035535, WALDORF, MD 20603-5535 |
| Document Number | 0111480186 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 011148/000186 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Apr 3, 2019 |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Document Number | 0105880202 |
| Book / Page | 10588 / 202 |
| Map Reference | MB 60 PG 254-259 |
| Instrument Date | Feb 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETMNT SVCS OF MD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,755.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8000 VIRGINIA MANOR RD, 8000, BELTSVILLE, MD 20705-4211 |
| Name | Verified Name |
|---|---|
| Address | 10892 ETON ALLEY, WALDORF, MD 20603-5535 |
| Document Number | 0010588208 |
|---|---|
| Date | Apr 3, 2019 |
| Instrument | 10588/208 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 1% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 30, 2018 |
| Property Address | 10892 ETON ALY, WALDORF, MD 20603-5535 |
| Document Number | 0104400254 |
| Book / Page | 010440 / 000254 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $629.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10892 ETON ALY WALDORF MD 20603, WALDORF, MD 20603 |
| Investor | Possibly a Property Investor |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,933 (+8.88%) | $456,400 (+3.02%) Land $95,000 Building $361,400 | |
| 2025 | $8,242.00 (+5.79%) | ||
| 2023 | $7,791.00 | $415,067 | $443,000 Land $120,000 Building $323,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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