10892 Diamond Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 10892 Diamond Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 5,552 sqft · built 2000
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Last Sale$647,500 (Jun 2015)
Tax Bill$10,835 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-13-05-014-022.000-018

Property Details

APN / Parcel Number

Primary APN29-13-05-014-022.000-018
Alternative APNs
  • 291305014022000034
  • 1713050014022000

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area5,552 sqft Living Area
Gross Area7,806 sqft
1st Floor Area6,060 sqft
2nd Floor Area1,998 sqft
Basement Area2,031 sqft
Finished Basement1,523 sqft
Unfinished Basement508 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Construction TypeBrick
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions100 ft deep x 132 ft wide
Garage TypeAttached
Garage Area1,746 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10892 DIAMOND DR
CityCARMEL
StateIN
Zip46032-9308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .49, SECTION 5, TOWNSHIP 17, RANGE 3, KINGS MILL, SECTION 4, LOT 124, IRREGULAR SHAPE
Legal Range03
Legal Township17
Legal Section05
Legal SubdivisionKINGS MILL SECTION 4
Legal Lot Number124
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2042
Census Tract111010

Owner

10892 Diamond Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Hamilton County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address10892 DIAMOND DR, CARMEL, IN 46032-9308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2015 · Amount on File
Deed SaleJun 18, 2015 · Amount on File
Deed Document Number201529669
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10892 DIAMOND DR, CARMEL, IN 46032-9308
Document Number0000002697
Instrument DateJan 7, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10892 DIAMOND DR CARMEL IN 460329308, CARMEL, IN 46032-9308

Mortgage

Document Number0000002697
DateJan 13, 2021
Instrument2697
Lender
NameSPROUT MTG
AddressPORT SAINT LUCIE, FL 34986
Agreement
AmountAmount on Record
Term360 Months
DueJan 12, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$938,900 (-0.36%) Land $237,200 Building $701,700$938,900 (-0.36%) Land $237,200 Building $701,700
2024$10,835.00 (+18.27%)$942,300 (+17.14%) Land $237,200 Building $705,100$942,300 (+17.14%) Land $237,200 Building $705,100
2023$9,161.00 (+14.8%) Homeowner's exemption$804,400 (+15.57%) Land $185,200 Building $619,200$804,400 (+15.57%) Land $185,200 Building $619,200
2022$7,980.00 Homeowner's exemption$696,000 Land $185,200 Building $510,800$696,000 Land $185,200 Building $510,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10892 Diamond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10892 Diamond Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35

May also be available: AT&T, Xfinity.

Nearby Properties on Diamond Dr

Nearby Streets

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