Mobile County property record for 10891 Thomas Rd, Theodore, AL 36582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1986 |
| Lot Size | 0.496 acres (21,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Apr 2026) |
| Tax Bill | $457 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R024301013000012 |
| Primary APN | R024301013000012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,638 sqft (0.496 acres) |
| Lot Dimensions | 213 ft deep x 100 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1295743 |
|---|---|
| Street Address | 10891 THOMAS RD |
| City | THEODORE |
| State | AL |
| Zip | 36582-8485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 JENSEN 1ST ADD TO FOWL RIVER MBK 26 P 124 #SEC 01 T7S R2W #MP43 01 01 3 000 |
| Legal Range | 07S |
| Legal Township | 07S |
| Legal Section | 01 |
| Legal Subdivision | JENSEN 1ST ADD |
| Legal Lot Number | 7 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 7103 |
10891 Thomas Rd is owned and occupied by an individual who bought it in April 2026.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10891 THOMAS RD, THEODORE, AL 36582-8485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 28, 2026 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on File |
| Deed Sale | Apr 28, 2026 · Amount on File |
| Prior Sale | Sep 2, 2016 · Amount on File |
| Deed Document Number | 202623879 |
| Prior Transfer Date | Sep 23, 2011 |
| Prior Transfer Doc | 0000051158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 10891 THOMAS RD, THEODORE, AL 36582-8485 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000044463 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021044463 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Dec 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 28, 2026 |
| Property Address | 10891 THOMAS RD, THEODORE, AL 36582-8485 |
| Document Number | 0000023879 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 2026.23879 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,129.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 10891 THOMAS RD, THEODORE, AL 36582-8485 |
| Document Number | 0000023880, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 2026..23880 |
| Name | TOWNE MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 10891 Thomas Rd was $457 with a homeowner's exemption.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $457.00 Homeowner's exemption | $9,570 (-) Land $1,300 Building $8,270 | $95,700 (-) Land $13,000 Building $82,700 |
| 2024 | $457.00 (+9.07%) Homeowner's exemption | $9,570 (+8.75%) Land $1,300 Building $8,270 | $95,700 (+8.75%) Land $13,000 Building $82,700 |
| 2023 | $419.00 Homeowner's exemption | $8,800 Land $1,500 Building $7,300 | $88,000 Land $15,000 Building $73,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10891 Thomas Rd in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 95 (1979–2023) |
| Claims Outside the SFHA | 33 of 95 |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10891 Thomas Rd is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 98.9% of Alabama |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon, Xfinity.
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