10891 Hill Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 10891 Hill Rd, Riley, MI 48041

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,274 sqft
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Tax Bill$2,717 (2025)
Deeds & MortgagesMar 2024 Mortgage
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN74-29-013-1001-101

Property Details

APN / Parcel Number

Primary APN74-29-013-1001-101

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,274 sqft Living Area
1st Floor Area1,274 sqft
Basement Area1,274 sqft

Exterior

Lot Area108,900 sqft (2.5 acres)
Lot Depth289 ft Depth
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10891 HILL RD
CityRILEY
StateMI
Zip48041-2104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionBEG N 87D 0M 0S E 1015.64' FROM NW SEC COR, TH N 87D 0M 0S E 338.26', TH S 0D 26M 40S W 322.52', TH S 87D 0M 0S W 338.26', TH
Legal Range14E
Legal Township06N
Legal Section13
JurisdictionSAINT CLAIR MI
Township / Civil DivisionRILEY
Census Block Group2
Census Block2032
Census Tract658500

Owner

10891 Hill Rd is owned and occupied by an individual who acquired it in July 2013.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address10891 HILL RD, RILEY, MI 48041-2104
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN CORPORATION
Aug 10, 2021Deed of Trust, Mortgage · Line of Credit
CHOICEONE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 10, 2013
Transfer Doc004424/249
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address10891 HILL RD, RILEY, MI 48041-2104
Transaction TypeMortgage
Record UpdatedApr 12, 2024
Title CompanyTRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10891 HILL RD, RILEY, MI 48041-2104

Mortgage

Document Number0000570125
DateMar 29, 2024
Book Page5701/25
Instrument2024005012
Lender
NameMICHIGAN CORPORATION
TypeNon-Lending Institution
AddressPO BOX 186, SPARTA, MI 49345
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2039

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address10891 HILL RD, RILEY, MI 48041-2104
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10891 HILL RD, RILEY, MI 48041-2104

Mortgage

Document Number5405971
DateAug 10, 2021
Book Page5405/971
Instrument2021022951
Lender
NameCHOICEONE BANK
TypeBank
AddressMEMPHIS, MI 48041
Agreement
TypeLine of Credit
AmountAmount on Record
Term118 Months
DueJun 9, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 10891 Hill Rd was $2,717 with a homeowner's exemption, up 2.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionRiley Township
Unified School DistrictMemphis Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$166,900 (+5.1%)$333,800
2025$2,717.00 (+2.88%) Homeowner's exemption$158,800
2024$2,641.00$317,600
2023$134,800
2022$2,415.00$269,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10891 Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10891 Hill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3
Air Advantage
Fixed Wireless
10 / 1

May also be available: Frontier, Mercury Fiber, Verizon.

Nearby Properties on Hill Rd

Nearby Streets

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