Chesapeake City property record for 1089 Washington Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,240 sqft · built 1999 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $492,500 (Mar 2024) |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more |
| APN | 0591001000300 |
| Primary APN | 0591001000300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Upper Floors Area | 926 sqft |
| Attic | Attic |
| Attic Area | 80 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Balcony Area | 46 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1089 WASHINGTON DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 30 WASHINGTON HTS |
| Legal Subdivision | WASHINGTON HEIGHTS, DEERVILLE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 21015 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 20, 2024 | Warranty Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Mar 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| May 2, 2017 | Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2024 · Amount on Record |
| Deed Sale | Mar 20, 2024 · Amount on Record |
| Prior Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 20245288 |
| Deed Book / Page | 10735 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Document Number | 010907/503 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 10907/503 |
| Instrument | 250024431 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 20, 2024 |
| Property Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Document Number | 0010735/20 |
| Book / Page | 10735 / 20 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 240005288 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Document Number | 0240005289 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 240005289 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 10327/1181 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 10327/1181 |
| Instrument | 210010990 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | May 2, 2017 |
| Property Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Document Number | 9782/841 |
| Book / Page | 9782 / 841 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 170011654 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 WASHINGTON DR, CHESAPEAKE, VA 23322-7549 |
| Document Number | 170011655 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 170011655 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 (+55.81%) | $499,500 (+17.23%) Land $165,000 Building $334,500 | $499,500 (+17.23%) Land $165,000 Building $334,500 |
| 2023 | $426,100 (+7.38%) Land $145,000 Building $281,100 | $426,100 (+7.38%) Land $145,000 Building $281,100 | |
| 2022 | $396,800 Land $130,000 Building $266,800 | $396,800 Land $130,000 Building $266,800 | |
| 2019 | $3,238.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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