1089 Tracy Ln, Chico, CA 95926 Property Records

Butte County property record for 1089 Tracy Ln, Chico, CA 95926 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1962
Square Footage1,568 sqft Living Area
Lot Size10,018 sqft (0.229 acres)
OccupancyOwner Occupied
Last Sale$402,000 (2023)
Tax Bill$4,659.00 (2025)

Owner

Source: Butte County records · APN 015-360-018-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1089 TRACY LN, CHICO, CA 95926-1449
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY CU
Jul 28, 2023Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 28, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HIGHTECHLENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleAug 22, 1997
Deed Doc Number2023-0019722
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1089 TRACY LN, CHICO, CA 95926-1449
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 TACY LN, CHICO, CA 95926-1449

Mortgage

Document Number0000004849
DateFeb 10, 2026
Instrument2026-0004849
Lender
NameUNIVERSITY CU
TypeCredit Union
AddressLOS ANGELES, CA 90025
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 05, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBUTTE CA
Recording DateJul 28, 2023
Property Address1089 TRACY LN, CHICO, CA 95926-1449
Document Number0000019722
Map ReferenceMB 6 PG 26
Instrument DateJul 24, 2023
Instrument2023-0019722
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyMID VALLEY TITLE AND ESCROW COMPANY, MID VALLEY TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1089 TRACY LN, CHICO, CA 95926-1449

Mortgage

Document Number0000019723
DateJul 28, 2023
Instrument2023-0019723
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTTE CA
Property Address1089 TRACY LN, CHICO, CA 95926-1449
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007322
DateFeb 28, 2018
Instrument2018-0007322
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Butte County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyButte County
MunicipalityChico City
Unified School DistrictChico Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$4,659.00 (+544.4%) Homeowner's exemption$409,759 (+478.03%) Land $193,800 Building $215,959
2023$723.00 (+2.12%) Homeowner's exemption$70,889 Land $21,193 Building $49,696
2022$708.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Butte County (06007C), updated June 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN015-360-018-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,568 sqft Living Area
Gross Area1,412 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1962
Construction TypeWood Construction
Foundation TypeRaised Foundation
Lot Area10,018 sqft (0.229 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected

Location & Zoning

Street Address1089 TRACY LN
CityCHICO
StateCA
Zip95926-1449
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1089 TRACY LANE
Legal SubdivisionBERNARD
Legal Lot Number7
JurisdictionBUTTE CA
Minor Civil DivisionCHICO
Census Blockgroup3
Census Block3000
Census Tract104

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