Granville County property record for 1089 Stirrup Ln, Stem, NC 27581
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,027 sqft · built 2015 |
| Lot Size | 0.953 acres (41,533 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $251,000 (Dec 2015) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32460-40020311 |
| Primary APN | 32460-40020311 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,027 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,533 sqft (0.953 acres) |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 84248301 |
|---|---|
| Street Address | 1089 STIRRUP LN |
| City | STEM |
| State | NC |
| Zip | 27581-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | 1089 STIRRUP LN |
| Legal Subdivision | SADDLE RIDGE SUBDIVISION |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970701 |
Source: Granville County records · APN 32460-40020311
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 STIRRUP LN, STEM, NC 27581-9022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2015 · Amount on Record |
| Deed Sale | Dec 21, 2015 · Amount on Record |
| Prior Sale | Jul 06, 2015 · Amount on Record |
| Deed Book / Page | 1577 / 763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 1089 STIRRUP LN, STEM, NC 27581-9022 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1679/199 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 1679/199 |
| Name | DUKE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | DURHAM, NC 27705 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 15, 2028 |
Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+18.7%) | $490,873 (+57.67%) Land $66,500 Building $424,373 | |
| 2024 | $490,873 (+57.67%) Land $66,500 Building $424,373 | ||
| 2023 | $2,888.00 (+0.73%) | $311,338 (-) Land $40,000 Building $271,338 | $311,338 (-) Land $40,000 Building $271,338 |
| 2022 | $2,867.00 | $311,338 Land $40,000 Building $271,338 | $311,338 Land $40,000 Building $271,338 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 13 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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