1089 State Hwy 193, Cool, CA 95614 Property Records

El Dorado County property record for 1089 State Hwy 193, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,748 sqft · built 1961
Lot Size	5.16 acres (225,205 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Sep 2021)
Tax Bill	$4,926 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`071-500-030-000`

Property Details

APN / Parcel Number

Primary APN	`071-500-030-000`
Alternative APNs	`07150030100` `0715003010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	225,205 sqft
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Patio Area	988 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Well

Location & Zoning

Street Address	1089 STATE HIGHWAY 193
City	COOL
State	CA
Zip	95614-9511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CG
Legal Description	SEC 18 12 9
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	3
Census Block	3006
Census Tract	30601

Owner

1089 State Hwy 193, a rural home, is owned and occupied by an individual who bought it in September 2021.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1089 STATE HIGHWAY 193, COOL, CA 95614-9511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2021	Affidavit of Death of Joint Tenant, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Deed Document Number	202162360
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000062359
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 30, 2021
Property Address	1089 STATE HIGHWAY 193, COOL, CA 95614-9511
Document Number	0000062360
Instrument Date	Sep 22, 2021
Instrument	2021-0062360
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 STATE HIGHWAY 193, COOL, CA 95614

Mortgage

Document Number	0000062361
Date	Sep 30, 2021
Instrument	2021-0062361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EL DORADO CA
Recording Date	Sep 30, 2021
Property Address	1089 STATE HIGHWAY 193, COOL, CA 95614-9511
Document Number	0000062359
Instrument Date	Sep 21, 2021
Instrument	2021-0062359
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1800 NW HUGHWOOD AVE APT 424, 424, ROSEBURG, OR 97471-5531

Tax Assessment & Valuation

The 2025 property tax bill for 1089 State Hwy 193 was $4,926 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$465,444 (+2%) Land $178,600 Building $286,844
2025	$4,926.00 Homeowner's exemption	$456,319 Land $175,099 Building $281,220
2023	$4,569.00 (+280.75%) Homeowner's exemption	$438,600 Land $168,300 Building $270,300
2022	$1,200.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1089 State Hwy 193 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 State Hwy 193 is high, ranking above 89% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, SmarterBroadband, Xfinity.

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