1089 Spring Meadows Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 1089 Spring Meadows Dr, Ringgold, GA 30736 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,211 sqft · built 2003
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Jul 2016)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0031B197000`

Property Details

APN / Parcel Number

Primary APN	`0031B197000`
Alternative APNs	`0031B197` `16170`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,211 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	215 ft deep x 120 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16170
Street Address	1089 SPRING MEADOWS DR
City	RINGGOLD
State	GA
Zip	30736-3160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 197 SPRING MEADOWS PH3
Legal Subdivision	SPRING MEADOWS PH 3
Legal Phase	3
Legal Lot Number	197
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3006
Census Tract	30304

Owner

Source: Catoosa County records · APN 0031B197000

Assessment roll updated February 2, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	703 HAMPTON CT, 4, DALTON, GA 30720-2406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE
Dec 09, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 09, 2019	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Sep 01, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 18, 2016 · Amount on Record
Deed Sale	Jul 18, 2016 · Amount on Record
Prior Sale	Nov 13, 2003 · Amount on Record
Deed Document Number	20161485
Deed Book / Page	1833 / 542
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Jul 15, 2026
Property Address	1089 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0000000485
Book / Page	2458 / 725
Instrument Date	Jul 13, 2026
Instrument	2026485
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MEADOWBROOK LN, LA FAYETTE, GA 30728-2581

Mortgage

Document Number	0000000485,
Date	Jul 15, 2026
Book Page	2458/725
Instrument	2026485

Lender

Name	AMERISAVE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 01, 2051

Interest

Rate	6.52%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1089 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0020300571
Instrument Date	Dec 09, 2019
Transaction Type	Mortgage
Record Updated	Feb 04, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0020300571
Date	Jan 22, 2020
Book Page	002030/000571

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	1089 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0020330260
Instrument Date	Dec 09, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0020330260
Date	Feb 06, 2020
Book Page	002033/000260
Instrument	924

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2050

Interest

Rate	3.75%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	1089 SPRING MEADOWS DR, RINGGOLD, GA 30736-3160
Document Number	0018970577
Book / Page	001897 / 000577
Instrument Date	Sep 01, 2017
Transaction Type	Mortgage
Record Updated	Dec 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SPRING MEADOWS DR RINGGOLD GA 307363160, RINGGOLD, GA 30736-3160

Mortgage

Document Number	0018970577
Date	Sep 11, 2017
Book Page	001897/000577

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated February 2, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (+13.84%)	$97,954 (+34.28%) Land $12,000 Building $85,954	$244,884 (+34.28%) Land $30,000 Building $214,884
2023	$1,633.00 (+21.59%)	$72,950 Land $12,000 Building $60,950	$182,374 Land $30,000 Building $152,374
2022	$1,343.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470303043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 926 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Ringgold Telephone Company	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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