Providence City property record for 1089 Smith St, Providence, RI 02908
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,944 sqft · built 1925 |
| Lot Size | 0.122 acres (5,298 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,268 (2025) |
| Deeds & Mortgages | Sep 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:122 L:220 |
| Primary APN | PROV M:122 L:220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 3,508 sqft |
| 1st Floor Area | 936 sqft |
| Attic | Attic |
| Attic Area | 806 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,298 sqft (0.122 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7988 |
|---|---|
| Street Address | 1089 SMITH ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02908-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 220 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 2400 |
1089 Smith St is owner-occupied and held in a trust since August 2022.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1089 SMITH ST, PROVIDENCE, RI 02908-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 17, 2022 |
| Transfer Doc | 013677-221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Sep 7, 2022 |
| Property Address | 1089 SMITH ST, PROVIDENCE, RI 02908-2741 |
| Document Number | 013677-221 |
| Book / Page | 13677 / 221 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022330115 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 SMITH ST, PROVIDENCE, RI 02908-2738 |
The 2025 property tax bill for 1089 Smith St was $3,268.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,268.00 | $389,000 Land $162,600 Building $226,400 | $448,414 |
| 2023 | $5,180.00 (+3.08%) | $282,300 (-) Land $105,700 Building $176,600 | |
| 2022 | $5,025.00 | $282,300 Land $105,700 Building $176,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1089 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1089 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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