1089 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1089 Shadowridge Dr, Elsmere, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,028 sqft · built 1997
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$96,000 (Oct 1997)
Tax Bill$2,905 (2025)
Deeds & MortgagesDec 2020 Sale
Flood ZoneZone X (minimal risk)
APN016-10-02-161.00

Property Details

APN / Parcel Number

Primary APN016-10-02-161.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,028 sqft Finished Area
Gross Area1,196 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1089 SHADOWRIDGE DR
CityELSMERE
StateKY
Zip41018-4041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIPPLE CREEK II SEC 6 LOT 161
Legal SubdivisionRIPPLE CREEK II
Legal Phase6
Legal Lot Number161
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3014
Census Tract65600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 LAWRENCE DR, FLORENCE, KY 41042-2409
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 1997 · Amount on Record
Deed SaleOct 16, 1997 · Amount on Record
Prior SaleFeb 13, 1997 · Amount on Record
Last Transfer DateDec 22, 2020
Transfer Doc0000000109
Record UpdatedOct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateDec 29, 2020
Property Address1089 SHADOWRIDGE DR, ELSMERE, KY 41018-4041
Document Number0000000109
Book / Page000063 / 000148
Instrument DateDec 22, 2020
Instrument109
Transaction TypeTransfer
Record UpdatedFeb 25, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyConfirmed
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 LAWRENCE DR FLORENCE KY 410422409, FLORENCE, KY 41042-2409

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityElsmere City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$191,300 (-) Land $25,000 Building $166,300$191,300 (-) Land $25,000 Building $166,300
2025$2,905.00 (+1.33%)$191,300 (-) Land $25,000 Building $166,300$191,300 (-) Land $25,000 Building $166,300
2023$2,867.00$191,300 Land $25,000 Building $166,300$191,300 Land $25,000 Building $166,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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