Polk County property record for 1089 Sandpiper Loop, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,369 sqft · built 2023 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,600 (May 2023) |
| Tax Bill | $3,861 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-14-533503-000220 |
| Primary APN | 26-28-14-533503-000220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,369 sqft Living Area |
| Gross Area | 3,037 sqft |
| 1st Floor Area | 2,369 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,803 sqft (0.248 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 668 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 291 sqft |
| Street Address | 1089 SANDPIPER LOOP |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-5607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT CREEK PB 189 PGS 24-27 LOT 22 |
| Legal Subdivision | CHESTNUT CREEK |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 12802 |
Source: Polk County records · APN 26-28-14-533503-000220
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1089 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 2023122072 |
| Deed Book / Page | 12704 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 25, 2023 |
| Property Address | 1089 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0000122072 |
| Book / Page | 12704 / 93 |
| Map Reference | MB 189 PG 24-27 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023122072 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $340.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058 |
| Name | Verified Name |
|---|---|
| Address | 1089 SANDPIPER LOOP, WINTER HAVEN, FL 33881-5607 |
| Document Number | 0001270495 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 12704/95 |
| Name | HOME SOLUTION LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2054 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,861.00 (+472.85%) Homeowner's exemption | $331,822 (+563.64%) Land $52,000 Building $279,822 | $331,822 (+563.64%) Land $52,000 Building $279,822 |
| 2023 | $674.00 (+361.64%) | $50,000 (+365.85%) Land $50,000 | $50,000 (+365.85%) Land $50,000 |
| 2022 | $146.00 | $10,733 Land $10,733 | $10,733 Land $10,733 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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