1089 Sadie Ridge Rd, Clermont, FL 34715 Property Records

Lake County property record for 1089 Sadie Ridge Rd, Clermont, FL 34715

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,254 sqft · built 2019
Lot Size	0.22 acres (9,617 sqft)
Owner	Individual Name on File
Last Sale	$443,200 (Dec 2019)
Tax Bill	$5,831 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-26-0156-000-40600`

Property Details

APN / Parcel Number

Primary APN	`15-22-26-0156-000-40600`
Alternative APN	`3914455`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,254 sqft Living Area
1st Floor Area	3,254 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,617 sqft (0.22 acres)
Garage Type	Finished
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3914455
Street Address	1089 SADIE RIDGE RD
City	CLERMONT
State	FL
Zip	34715-0029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND RANCH THE CANYONS PHASE 4 PB 70 PG 96-98 LOT 406 ORB 5397 PG 829
Legal Range	26E
Legal Township	22S
Legal Section	15
Legal Subdivision	HIGHLAND RANCH THE CANYONS
Legal Phase	4
Legal Tract	156
Legal Lot Number	406
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1001
Census Tract	31319

Owner

1089 Sadie Ridge Rd is owned and occupied by an individual who bought it in December 2019.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1089 SADIE RIDGE RD, CLERMONT, FL 34715-0029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Deed Document Number	2019147325
Deed Book / Page	5397 / 0829
Record Updated	Jun 8, 2026

December 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 27, 2019
Property Address	1089 SADIE RIDGE RD, CLERMONT, FL 34715-0029
Document Number	0053970829
Book / Page	5397 / 0829
Map Reference	MB 70 PG 96-98
Instrument Date	Dec 26, 2019
Instrument	2019147325
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,102.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 LAKE LUCIEN DR STE 350, 2600, MAITLAND, FL 32751-7489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 SADIE RIDGE RD, CLERMONT, FL 34715-0029

Mortgage

Document Number	0053970831
Date	Dec 27, 2019
Instrument	5397/0831

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$393,820 Land $120,000 Building $273,820	$576,295 Land $120,000 Building $456,295
2024	$5,831.00 (+1.8%)
2023	$5,728.00 (+4.26%) Homeowner's exemption	$371,590 (+4.17%)	$469,268 (+9.88%) Land $98,000 Building $371,268
2022	$5,494.00 Homeowner's exemption	$356,710	$427,085 Land $60,000 Building $367,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1089 Sadie Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Sadie Ridge Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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