1089 River Bay Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 1089 River Bay Rd, Annapolis, MD 21409 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,073 sqft · built 1963
Lot Size	0.819 acres (35,700 sqft)
Owner	Individual Name on File
Last Sale	$79,000 (Jun 1985)
Tax Bill	$2,328 (2023)
Flood Zone	Zone X (minimal risk)
APN	`03-165-26216550`

Property Details

APN / Parcel Number

Primary APN	`03-165-26216550`
Alternative APNs	`316526216550` `16526216550`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Total Area
1st Floor Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	35,700 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	16526216550
Old Parcel Number	316526216550
Street Address	1089 RIVER BAY RD
City	ANNAPOLIS
State	MD
Zip	21409-4829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 31 PL B 1089 RIVER BAY RD CAPE ST CLAIRE
Legal Subdivision	PERSIMMON POINT B
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	731003

Owner

Source: Anne Arundel County records · APN 03-165-26216550

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1089 RIVER BAY RD, ANNAPOLIS, MD 21409-4829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 27, 1985 · Amount on Record
Deed Sale	Jun 27, 1985 · Amount on Record
Deed Document Number	005938
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,328.00 Homeowner's exemption	$366,433	$369,600 Land $266,900 Building $102,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037310031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 37 individual NFIP policies nearby
Nearby Flood Policies	37 in force 32 of 37 on primary residences
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.