1089 Riddle Mill Rd, Clover, SC 29710 Property Records

York County property record for 1089 Riddle Mill Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,593 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`476-00-00-116`

Property Details

APN / Parcel Number

Primary APN	`476-00-00-116`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,593 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	335 sqft

Location & Zoning

Street Address	1089 RIDDLE MILL RD
City	CLOVER
State	SC
Zip	29710-8345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUDI
Legal Description	LOT 2 ( 1 AC )
Legal Lot Number	2
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3000
Census Tract	61706

Owner

Source: York County records, as of June 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1089 RIDDLE MILL RD, CLOVER, SC 29710-8345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 7, 2019	Intrafamily Transfer, Transfer · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 3, 2019
Transfer Doc	1752900421
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1089 RIDDLE MILL RD, CLOVER, SC 29710-8345
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 RIDDLE MILL RD, CLOVER, SC 29710-8345

Mortgage

Document Number	2216700221
Date	Oct 1, 2025
Book Page	22167/221
Instrument	2025033301

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	May 7, 2019
Property Address	1089 RIDDLE MILL RD, CLOVER, SC 29710-8345
Document Number	1752900421
Book / Page	17529 / 421
Map Reference	MB 161 PG 8
Instrument Date	May 3, 2019
Instrument	2019017533
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	CREATIVE TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1089 RIDDLE MILL RD, CLOVER, SC 29710-8345

Mortgage

Document Number	2019017535
Date	May 7, 2019
Instrument	2019017535

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 5, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+8.67%)	$9,066 (+14.99%) Land $1,597 Building $7,469	$255,400 (+29.58%) Land $45,000 Building $210,400
2023	$1,142.00	$7,884 Land $1,520 Building $6,364	$197,099 Land $38,000 Building $159,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Comporium.

Cell Coverage

5G (outdoors only) and 4G LTE

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