1089 Pinehurst Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 1089 Pinehurst Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 2,098 sqft · built 2000
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Oct 2018)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`083114M A 01900`

Property Details

APN / Parcel Number

Primary APN	`083114M A 01900`
Alternative APN	`114M A 01900`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,098 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	1,080 sqft
Upper Floors Area	1,696 sqft
Basement Area	308 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	616 sqft
Driveway	Driveway
Driveway Area	1,190 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1089 PINEHURST DR
City	GALLATIN
State	TN
Zip	37066-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 17-16 PAGE: 44-399 BLOCK: LOT: 19-19 SUBD: EAGLE CREEK SEC 1
Legal Subdivision	EAGLE CREEK SEC 1-EA
Legal Lot Number	19-19
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	2
Census Block	2004
Census Tract	20502

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES HM EQUITY
Oct 1, 2018	Warranty Deed, Transfer · Conventional Mortgage CAPSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on Record
Deed Sale	Oct 1, 2018 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	20181247051
Deed Book / Page	4824 / 318
Prior Transfer Date	Sep 26, 2000
Prior Transfer Doc	0011580748
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058430564
Date	Jan 20, 2022
Book Page	5843/564
Instrument	1400313

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048170650
Date	Sep 20, 2018
Book Page	4817/650
Instrument	1245854

Lender

Name	CITIZENS BANK
Type	Bank
Address	GALLATIN, TN 37066

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	72 Months
Due	Sep 14, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626
Document Number	0052140013
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 PINEHURST DR GALLATIN TN 370666626, GALLATIN, TN 37066-6626

Mortgage

Document Number	0052140013
Date	May 12, 2020
Book Page	005214/000013
Instrument	1310871

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Oct 1, 2018
Property Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626
Document Number	0048240318
Book / Page	4824 / 318
Map Reference	MB 17 PG 44
Instrument Date	Sep 25, 2018
Instrument	1247051
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	COMPASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,061.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 PINEHURST DR, GALLATIN, TN 37066-6626

Mortgage

Document Number	1247052
Date	Oct 1, 2018
Instrument	1247052

Lender

Name	CAPSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (-19.16%)	$115,450 (+73.54%) Land $25,000 Building $90,450
2024			$461,800 (+73.54%) Land $100,000 Building $361,800
2023	$2,030.00 (-0.34%)	$66,525 (-) Land $19,000 Building $47,525
2022	$2,037.00	$66,525 Land $19,000 Building $47,525
2021			$266,100 Land $76,000 Building $190,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	3 of 19
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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