Cabarrus County property record for 1089 Pine Circle Dr NW, Concord, NC 28027
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 2024 |
| Lot Size | 0.092 acres (4,008 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Feb 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5611 65 6664 |
| Primary APN | 5611 65 6664 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,465 sqft |
| 1st Floor Area | 660 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,008 sqft (0.092 acres) |
| Lot Dimensions | 180 ft deep x 22 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Porch | Slab |
| Porch Area | 45 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 170203 |
|---|---|
| Street Address | 1089 PINE CIRCLE DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-6082 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RC |
| Legal Description | LT 2 REVISED PLAT FOR LT 3 UMBERGER ESTATE BLK D |
| Legal Subdivision | UMBERGER ESTATE |
| Legal Block | D |
| Legal Lot Number | 2-3 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 42402 |
1089 Pine Circle Dr NW, a townhouse, is owned by a company.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3212 PERRY ST, CONCORD, NC 28027-2902 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Feb 27, 2025 |
| Property Address | 1089 PINE CIRCLE DR NW, CONCORD, NC 28027-6082 |
| Document Number | 0017319344 |
| Book / Page | 17319 / 344 |
| Map Reference | MB 100 PG 60 |
| Instrument Date | Feb 27, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3960 TRINITY CHURCH RD, CONCORD, NC 28027-8438 |
| Name | Verified Name |
|---|---|
| Address | 3960 TRINITY CHURCH RD, CONCORD, NC 28027-8438 |
| Document Number | 0017319347 |
|---|---|
| Date | Feb 27, 2025 |
| Instrument | 17319/347 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $258,330 Land $50,000 Building $208,330 | |
| 2024 | $258,330 Land $50,000 Building $208,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1089 Pine Circle Dr NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1089 Pine Circle Dr NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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