1089 Peyton Ridge Ct, Forest, VA 24551 Property Records

Bedford County property record for 1089 Peyton Ridge Ct, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,772 sqft · built 2001
Lot Size	2.41 acres (104,980 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,688 (2026)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`116 20 123`

Property Details

APN / Parcel Number

Primary APN	`116 20 123`
Alternative APNs	`11600311` `111309`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,772 sqft Living Area
1st Floor Area	1,808 sqft
Basement Area	1,808 sqft
Finished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	104,980 sqft (2.41 acres)
Garage Type	Mixed
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1089 PEYTON RIDGE CT
City	FOREST
State	VA
Zip	24551-3899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSTONE LT 123 SEC VI
Legal Subdivision	BROOKSTONE
Legal Lot Number	123
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	2
Census Block	2006
Census Tract	30203

Owner

Source: Bedford County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1089 PEYTON RIDGE CT, FOREST, VA 24551-3899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1089 PEYTON RIDGE CT, FOREST, VA 24551-3899
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190006055
Date	Jul 8, 2019
Instrument	190006055

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,688.00	$655,700 (+1%) Land $99,100 Building $556,600
2023	$2,688.00 Additional exemption filed	$327,850	$655,700 Land $99,100 Building $556,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 70% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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