St. Charles County property record for 1089 Pebble Beach Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,239 sqft · built 1999 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Dec 2021) |
| Tax Bill | $4,531 (2024) |
| Deeds & Mortgages | Dec 2021 Transfer Nov 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T002400310 |
| Primary APN | T002400310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,239 sqft Living Area |
| Gross Area | 4,979 sqft |
| 1st Floor Area | 2,239 sqft |
| Basement Area | 2,160 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 424 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T002400310 |
|---|---|
| Street Address | 1089 PEBBLE BEACH DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-5587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK #6 LOT 297 |
| Legal Subdivision | TURTLE CREEK #6 |
| Legal Lot Number | 297 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 311712 |
1089 Pebble Beach Dr is owned by a company that bought it in December 2021 and is owner-occupied.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2021 | Intrafamily Transfer, Transfer |
| Nov 30, 2021 | Intrafamily Transfer, Transfer |
| Dec 3, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | May 17, 2000 · Amount on File |
| Deed Document Number | 202198178 |
| Prior Transfer Date | Dec 2, 2021 |
| Prior Transfer Doc | 0000098178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 6, 2021 |
| Property Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
| Document Number | 0000098499 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021R-098499 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 30, 2021 |
| Property Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
| Document Number | 0000096777 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021R-096777 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1089 PEBBLE REACH DR, SAINT CHARLES, MO 63366 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 3, 2021 |
| Property Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
| Document Number | 0000098178 |
| Map Reference | MB 36 PG 28 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 2021R-098178 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1413 CROOKED STICK DR, 1413, O FALLON, MO 63366-5554 |
| Name | Verified Name |
|---|---|
| Address | 1089 PEBBLE BEACH DR, O FALLON, MO 63366-5587 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,568 (-) | $413,516 (-) Land $80,002 Building $333,514 | |
| 2025 | $78,568 | $413,516 Land $80,002 Building $333,514 | |
| 2024 | $4,531.00 | ||
| 2023 | $68,597 | ||
| 2022 | $361,036 Land $65,000 Building $296,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1089 Pebble Beach Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1089 Pebble Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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