1089 Paul St, Mount Morris, MI 48458 Property Records

Genesee County property record for 1089 Paul St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,028 sqft · built 1939
Lot Size	0.624 acres (27,181 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Aug 2001)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-06-502-047`

Property Details

APN / Parcel Number

Primary APN	`11-06-502-047`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,028 sqft Living Area
1st Floor Area	864 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Lot Area	27,181 sqft (0.624 acres)
Lot Dimensions	160 ft deep x 170 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1089 PAUL ST
City	MOUNT MORRIS
State	MI
Zip	48458-1112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 SNGL/2
Legal Description	LOTS 57 & 58 SUPERVISORS PLAT OF BURNS ACRES NO 1 (83) FR 1100220058
Legal Subdivision	SUPERVISORS PLAT
Legal Lot Number	57-58
Jurisdiction	GENESEE MI
Township / Civil Division	GENESEE
Census Block Group	1
Census Block	1000
Census Tract	12311

Owner

1089 Paul St is owned and occupied by two individuals who bought it in August 2001.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1089 PAUL ST, MOUNT MORRIS, MI 48458-1112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH.COM
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2001 · Amount on File
Deed Sale	Aug 7, 2001 · Amount on File
Prior Sale	Oct 6, 1999 · Amount on File
Deed Document Number	200178916
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1089 PAUL ST, MOUNT MORRIS, MI 48458-1112
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801090001532
Date	Jan 9, 2018
Instrument	201801090001532

Lender

Name	DITECH.COM
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2033

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1089 PAUL ST, MOUNT MORRIS, MI 48458-1112
Document Number	0000040080
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1089 PAUL ST MOUNT MORRIS MI 484581112, MOUNT MORRIS, MI 48458-1112

Mortgage

Document Number	0000040080
Date	Jun 17, 2020
Instrument	40080

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	FLINT, MI 48507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 16, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1089 Paul St was $1,217 with a homeowner's exemption, down 0.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Genesee Charter Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,200 (+7.69%) Land $7,300 Building $52,900	$120,400 (+7.69%) Land $14,600 Building $105,800
2025	$1,217.00 (-0.73%) Homeowner's exemption	$55,900	$111,800
2024	$1,226.00
2023		$46,900	$93,800
2021	$1,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1089 Paul St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Paul St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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