Madison County property record for 1089 Nance Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,860 sqft · built 1977 |
| Lot Size | 2.7 acres (117,612 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $947 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-02-10-0-002-024.000 |
| Primary APN | 15-02-10-0-002-024.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Mixed |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 117,612 sqft (2.7 acres) |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 593304 |
|---|---|
| Street Address | 1089 NANCE RD |
| City | MADISON |
| State | AL |
| Zip | 35757-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 10 T3S R2W COM AT THE SW COR OF SEC 10 TH N 325.15 FT TH S 89 DEG E 43.76 FT TO THE POB TH N 60 FT TH W 5 FT TH N 175 FT |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 10 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10623 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1089 NANCE RD, MADISON, AL 35757-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 27, 2026 |
| Property Address | 1089 NANCE RD, MADISON, AL 35757-7715 |
| Document Number | 2026162454 |
| Book / Page | 2026 / 162454 |
| Instrument Date | Jul 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1089 NANCE RD, MADISON, AL 35757-7715 |
| Document Number | 2026162454, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 2026/162454 |
| Name | REDSTONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947.00 (+7.49%) | ||
| 2025 | $881.00 (+11.24%) Homeowner's exemption | $25,820 (+10.15%) Land $4,160 Building $21,660 | $302,000 (+28.89%) Land $48,600 Building $253,400 |
| 2023 | $792.00 (+22.79%) Homeowner's exemption | $23,440 (+21.96%) Land $4,860 Building $18,580 | $234,300 (+21.97%) Land $48,600 Building $185,700 |
| 2022 | $645.00 Homeowner's exemption | $19,220 Land $2,800 Building $16,420 | $192,100 Land $27,900 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2023) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures