Santa Clara County property record for 1089 Mountain Shadows Rd, San Jose, CA 95120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,911 sqft · built 1984 |
| Lot Size | 0.24 acres (10,465 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,530,000 (Sep 2015) |
| Tax Bill | $23,506 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone D (undetermined) |
| APN | 701-58-044 |
| Primary APN | 701-58-044 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,911 sqft Living Area |
| 1st Floor Area | 1,506 sqft |
| 2nd Floor Area | 1,405 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | H-Shape |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,465 sqft (0.24 acres) |
| Lot Dimensions | 128 ft deep x 68 ft wide |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1089 MOUNTAIN SHADOWS RD |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95120-3330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R140 |
| Legal Description | TRACT 6424 BOOK 444 PAGE 35 PAGE 37 LOT 2 |
| Legal Subdivision | TRACT NO 6424 |
| Legal Tract | 6424 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 511912 |
1089 Mountain Shadows Rd is owned and occupied by two individuals who bought it in September 2015.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 MOUNTAIN SHADOWS RD, SAN JOSE, CA 95120-3330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARC HOME LLC |
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2015 · Amount on File |
| Deed Sale | Sep 9, 2015 · Amount on File |
| Prior Sale | Aug 8, 2007 · Amount on File |
| Deed Document Number | 201523075301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1089 MOUNTAIN SHADOWS RD, SAN JOSE, CA 95120-3330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 1089 MOUNTAIN SHADOWS RD, SAN JOSE, CA 95120-3330 |
| Document Number | 0024854846 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 24854846 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 1089 MOUNTAIN SHADOWS RD, SAN JOSE, CA 95120-3330 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1089 MOUNTAIN SHADOWS RD, SAN JOSE, CA 95120-3330 |
| Document Number | 0025242665 |
|---|---|
| Date | Feb 17, 2022 |
| Instrument | 25242665 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1089 Mountain Shadows Rd was $23,506.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,847,430 (+2%) Land $1,385,574 Building $461,856 | |
| 2025 | $23,506.00 | $1,811,206 Land $1,358,406 Building $452,800 |
| 2023 | $21,667.00 (+0.92%) | $1,740,876 Land $1,305,658 Building $435,218 |
| 2022 | $21,470.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1089 Mountain Shadows Rd in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1089 Mountain Shadows Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Sail Internet Fixed Wireless | 800 / 160 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Cruzio.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures