1089 McLaughlin Rd, Effingham, SC 29541 Property Records

Florence County property record for 1089 McLaughlin Rd, Effingham, SC 29541 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,168 sqft Living Area
Lot Size	78,408 sqft (1.8 acres)
Occupancy	Owner Occupied
Last Sale	$254,000 (2020)
Tax Bill	$1,335.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00129-01-165`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,168 sqft Living Area
1st Floor	1,697 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Construction Type	Frame Construction
Lot Area	78,408 sqft (1.8 acres)
Garage Type	Basement Garage
Garage Area	600 sqft Garage

Utilities and HVAC

Sewage	Septic Sewage

Location & Zoning

Street Address	1089 MCLAUGHLIN RD
City	EFFINGHAM
State	SC
Zip	29541-3112
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HWY 100 & 136
Jurisdiction	FLORENCE SC
Minor Civil Division	DANWOOD
Census Blockgroup	2
Census Block	2021
Census Tract	1505

Owner

Source: Florence County records · APN 00129-01-165

Assessment roll updated March 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1089 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3112
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Grant Deed, Subdivision Related Transfer FINANCE OF AMERICA MTG
Jun 28, 2019	Grant Deed, Construction Loan · Line of Credit ANDERSON BROTHERS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2020 · Amount on Record
Deed Sale	Jul 28, 2020 · Amount on Record
Prior Sale	Jul 28, 2020 · Amount on Record
Deed Book / Page	865 / 1434
Record Refreshed	Sep 20, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Jul 28, 2020
Property Address	1089 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3112
Document Number	0000009865
Book / Page	000865 / 001434
Instrument Date	Jul 28, 2020
Instrument	9865
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 MCLAUGHLIN RD EFFINGHAM SC 295413112, EFFINGHAM, SC 29541-3112

Mortgage

Document Number	9866
Date	Jul 28, 2020
Book Page	000865/001439
Instrument	9866

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

June 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FLORENCE SC
Recording Date	Jun 28, 2019
Property Address	1089 MCLAUGHLIN RD, EFFINGHAM, SC 29541-3112
Document Number	0000008874
Book / Page	000804 / 000324
Instrument Date	Jun 27, 2019
Instrument	8874
Transaction Type	Construction Loan
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$278.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2945 JOHNSTON AVE TIMMONSVILLE SC 291619280, TIMMONSVILLE, SC 29161-9280

Mortgage

Document Number	8875
Date	Jun 28, 2019
Book Page	000804/000329
Instrument	8875

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2020

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	8876,
Date	Jun 28, 2019
Book Page	000804/000346
Instrument	8876

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 27, 2020

Tax Assessment & Valuation

Source: Florence County records · Assessment roll updated March 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,335.00 (+10.51%)	$11,603 (-99.89%) Land $1,036 Building $10,567	$290,097 (-98.85%) Land $25,900 Building $264,197
2023	$1,208.00 (+5.87%) Homeowner's exemption	$10,117,052 (+99,900.51%) Land $1,036,000 Building $9,081,052	$25,292,632 (+9,900.01%) Land $2,590,000 Building $22,702,632
2022	$1,141.00 Homeowner's exemption	$10,117 Land $1,036 Building $9,081	$252,926 Land $25,900 Building $227,026

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Florence County (45041C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 87% of South Carolina
Wildfire Likelihood	About 1 in 397 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

1089 McLaughlin Rd, Effingham, SC 29541 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Grant Deed, Construction Loan

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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