Jefferson County property record for 1089 Maple Ridge Rd, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,648 sqft · built 2007 |
| Lot Size | 6.18 acres (269,201 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,600 (Jul 2007) |
| Tax Bill | $5,081 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-7.0-25.0-0-000-005.04 |
| Primary APN | 18-7.0-25.0-0-000-005.04 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,532 sqft |
| 1st Floor Area | 2,648 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Frame |
| Lot Area | 269,201 sqft |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Pool Area | 561 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 286 sqft |
| Patio Area | 514 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1089 MAPLE RIDGE RD |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR2 |
| Legal Description | SUGAR SPRINGS LOT 34 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 25 |
| Legal Subdivision | SUGAR SPRINGS |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 4 |
| Census Block | 4031 |
| Census Tract | 701404 |
1089 Maple Ridge Rd is owned and occupied by two individuals who bought it in July 2007.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 MAPLE RIDGE RD, FESTUS, MO 63028-3994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2007 · Amount on File |
| Deed Sale | Jul 3, 2007 · Amount on File |
| Prior Sale | Nov 29, 2004 · Amount on File |
| Deed Document Number | 200730808 |
| Prior Transfer Date | Jun 29, 2007 |
| Prior Transfer Doc | 0000030808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1089 MAPLE RIDGE RD, FESTUS, MO 63028-3994 |
| Document Number | 0000039600 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1089 MAPLE RIDGE RD FESTUS MO 630283994, FESTUS, MO 63028-3994 |
| Document Number | 0000039600 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 39600 |
| Name | VANTAGE CU |
|---|---|
| Address | BRIDGETON, MO 63044 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 16, 2034 |
The 2025 property tax bill for 1089 Maple Ridge Rd was $5,081, up 6.4% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | De Soto 73 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,600 (-) Land $9,600 Building $71,000 | $424,400 (-) Land $50,600 Building $373,800 | |
| 2025 | $5,081.00 (+6.36%) | $80,600 Land $9,600 Building $71,000 | $424,400 (-) Land $50,600 Building $373,800 |
| 2024 | $4,777.00 (+0.13%) | $424,400 (+8.21%) Land $50,600 Building $373,800 | |
| 2023 | $4,771.00 | $74,500 Land $9,600 Building $64,900 | $392,200 Land $50,600 Building $341,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1089 Maple Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1089 Maple Ridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lightwave Communications.
5G and 4G LTE (outdoors only)
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