Barnstable County and Barnstable Town City property record for 1089 Main St, Cotuit, MA 02635 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1903 |
| Square Footage | 1,322 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Last Sale | $1,200,000 (2026) |
| Tax Bill | $9,724.00 (2025) |
Source: Barnstable County and Barnstable Town City records · APN COTU M:034 L:011
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 EDGEHILL RD, STOW, MA 01775-1407 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 31, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Balloon Payment SALEM FIVE CENTS SAVINGS BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SALEM FIVE MORTGAGE CORP |
| Nov 09, 2017 | Deed of Trust, Mortgage · Line of Credit EASTERN BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Apr 29, 1992 · Amount on Record |
| Deed Doc Number | 202631561 |
| Deed Book / Page | 37775 / 25 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | Jul 31, 2026 |
| Property Address | 1089 MAIN ST, COTUIT, MA 02635-3338 |
| Document Number | 0000031561 |
| Book / Page | 37775 / 25 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 202631561 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7 EDGEHILL RD, STOW, MA 01775-1407 |
| Date | Jul 31, 2026 |
|---|
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 1089 MAIN ST, COTUIT, MA 02635-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32851-205 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 32851/205 |
| Instrument | 19467 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 1089 MAIN ST, COTUIT, MA 02635-3338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32851-193 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 32851/193 |
| Instrument | 19466 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Property Address | 1089 MAIN ST, COTUIT, MA 02635-3338 |
| Document Number | 30916-194 |
| Book / Page | 030916 / 000194 |
| Instrument Date | Nov 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 30916-194 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 030916/000194 |
| Instrument | 59843 |
| Name | EASTERN BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,724.00 (+5.71%) | $1,164,500 (-0.25%) Land $835,600 Building $328,900 | $1,805,000 |
| 2024 | $9,199.00 (+12.42%) | $1,167,400 (+19.41%) Land $835,600 Building $331,800 | |
| 2023 | $8,183.00 | $977,600 Land $690,600 Building $287,000 |
Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 11% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Cotuit Historic District listed 1987 · 106 contributing resources · NRIS 87000317 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | COTU M:034 L:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,322 sqft Living Area |
| Gross Area | 2,320 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,810 sqft (0.34 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 19722 |
|---|---|
| Street Address | 1089 MAIN ST |
| City | COTUIT |
| State | MA |
| Zip | 02635-3338 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 11 |
| Jurisdiction | BARNSTABLE MA |
| Minor Civil Division | BARNSTABLE TOWN |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 13200 |
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