1089 Main Rd, Laurel, NY 11948 Property Records

Suffolk County and Riverhead Town property record for 1089 Main Rd, Laurel, NY 11948

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 2 ba · 1,604 sqft · built 1930
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (May 2024)
Tax Bill	$13,785 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 67.-3-33.3`

Property Details

APN / Parcel Number

Primary APN	`473000 67.-3-33.3`
Alternative APNs	`0600-067.00-03.00-033.003` `300006700000030330030000` `4730006606` `18`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,604 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	928 sqft
2nd Floor Area	676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2022
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	67,954 sqft
Lot Width	219 ft Width
View / Lot	Canal
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	812 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	18
Street Address	1089 MAIN RD
City	LAUREL
State	NY
Zip	11948
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	04
Legal Description	S& WX CONKLIN N X MAIN RDE X MCKASTY
Legal Block	3
Legal Lot Number	33
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2005
Census Tract	169906

Owner

1089 Main Rd, a residential property, is owned by two individuals who bought it in May 2024.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	358 RIDGE LN, MILL NECK, NY 11765-1200
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA
Jan 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2024 · Amount on File
Deed Sale	May 4, 2024 · Amount on File
Prior Sale	Aug 11, 2023 · Amount on File
Deed Book / Page	13247 / 110
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Aug 11, 2023
Property Address	1089 MAIN RD, RIVERHEAD, NY 11901-5729
Document Number	0132130639
Book / Page	13213 / 639
Instrument Date	Jun 2, 2023
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 PARK PL APT 1, 1, BROOKLYN, NY 11238-6522

Mortgage

Document Number	0023527661
Date	Aug 11, 2023
Instrument	23527/661

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	1089 MAIN RD, RIVERHEAD, NY 11901-5729
Transaction Type	Mortgage
Record Updated	May 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230350807
Date	Jun 18, 2019
Book Page	23035/807
Instrument	DK008884

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 13, 2021
Property Address	1089 MAIN RD, RIVERHEAD, NY 11901-5729
Document Number	0130860728
Book / Page	13086 / 728
Instrument Date	Oct 15, 2020
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MIDWOOD ST, BROOKLYN, NY 11225-5010

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,400 Land $14,400 Building $50,000	$789,216 Land $176,471 Building $612,745
2024	$13,785.00
2023		$64,400 Land $14,400 Building $50,000	$693,218 Land $155,005 Building $538,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1089 Main Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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