1089 Johnson St, Wiggins, CO 80654 Property Records

Morgan County property record for 1089 Johnson St, Wiggins, CO 80654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,187 sqft · built 2018
Lot Size	0.116 acres (5,069 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2022)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Mar 2022 Sale & Second Mortgage Jul 2021 Mortgage + 14 more
Flood Zone	Zone X (moderate risk)
APN	`1223-220-03-004`

Property Details

APN / Parcel Number

Primary APN	`1223-220-03-004`
Alternative APN	`R020833`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,187 sqft Total Area
1st Floor Area	753 sqft
2nd Floor Area	1,024 sqft
Basement Area	751 sqft
Unfinished Basement	751 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,069 sqft (0.116 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1089 JOHNSON ST
City	WIGGINS
State	CO
Zip	80654-7921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD KIOWA PARK CROSSING WI (22-3-60) BLOCK 1 LOT 04
Legal Range	60
Legal Township	03
Legal Section	22
Legal Subdivision	KIOWA PARK CROSSING
Legal Block	1
Legal Lot Number	4
Jurisdiction	MORGAN CO
Township / Civil Division	WIGGINS
Census Block Group	1
Census Block	1039
Census Tract	200

Owner

Source: Morgan County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORIT
Jul 6, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 16, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jun 18, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jun 13, 2019	Loan Modification, Mortgage NOT AVAILABLE
Feb 26, 2019	Loan Modification, Mortgage NOT AVAILABLE
Feb 12, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jan 18, 2019	Loan Modification, Mortgage NOT AVAILABLE
Nov 20, 2018	Loan Modification, Mortgage NOT AVAILABLE
Nov 13, 2018	Special Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Nov 2, 2018	Loan Modification, Mortgage NOT AVAILABLE
Oct 22, 2018	Loan Modification, Mortgage NOT AVAILABLE
Oct 31, 2017	Warranty Deed, Transfer UNIFIED TITLE COMPANY INC
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit HIGH PLAINS BK
Jul 28, 2017	Grant Deed, Mortgage · Line of Credit HIGH PLAINS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Nov 13, 2018 · Amount on Record
Deed Document Number	2022939583
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Mar 28, 2022
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000939583
Instrument Date	Mar 17, 2022
Instrument	939583
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	EQUITY TITLE OF COLORADO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921

Mortgage

Document Number	0000939585
Date	Mar 28, 2022
Instrument	939585

Lender

Name	COLORADO HOUSING & FINANCE AUTHORIT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0000939584
Date	Mar 28, 2022
Instrument	939584

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Index	5-Year TN

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933996
Date	Jul 6, 2021
Instrument	933996

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000927861
Date	Sep 30, 2020
Instrument	927861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Apr 1, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000919561
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000919097
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000919010
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000917054
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000916899
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000916628
Instrument Date	Jan 18, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000915640
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Nov 13, 2018
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000915273
Instrument Date	Nov 9, 2018
Instrument	915273
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	UNIFIED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921

Mortgage

Document Number	0000915274
Date	Nov 13, 2018
Instrument	915274

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000915223
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000914953
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Oct 31, 2017
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000908682
Instrument Date	Oct 30, 2017
Instrument	908682
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3780 W 10TH ST #200 GREELEY CO 806341819, 200, GREELEY, CO 80634-1819
Investor	Possibly a Property Investor

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Document Number	0000907039
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000907039
Date	Jul 28, 2017
Instrument	907039

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	WIGGINS, CO 80654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jul 27, 2019

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 28, 2017
Property Address	1089 JOHNSON ST, WIGGINS, CO 80654-7921
Instrument Date	Jan 3, 2017
Instrument	907038
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1035 37TH AVENUE CT GREELEY CO 806342513, GREELEY, CO 80634-2513

Mortgage

Document Number	0000907038
Date	Jul 28, 2017
Instrument	907038

Lender

Name	HIGH PLAINS BK
Type	Bank
Address	502 CENTRAL AVE, WIGGINS, CO 80654-8607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Municipality	Wiggins Town
Unified School District	Wiggins School District RE-50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00 (-4.19%)	$24,250 (-1.34%) Land $2,900 Building $21,350	$387,900 (+5.76%) Land $46,370 Building $341,530
2024	$2,599.00	$24,580 (-13.02%) Land $2,690 Building $21,890	$366,790 (-13.04%) Land $40,110 Building $326,680
2023	$2,599.00 (+10.6%)	$28,260 (+29.75%) Land $3,090 Building $25,170	$421,790 (+34.63%) Land $46,120 Building $375,670
2022	$2,350.00	$21,780 Land $2,690 Building $19,090	$313,290 Land $38,640 Building $274,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 71% of Colorado
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wiggins Telephone Association Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40