1089 Inverlochy Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1089 Inverlochy Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,958 sqft · built 2002
Lot Size	0.433 acres (18,871 sqft)
Owner	2 Individual Names on File
Last Sale	$1,065,000 (Feb 2026)
Tax Bill	$8,484 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Aug 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`106-560-13-00`

Property Details

APN / Parcel Number

Primary APN	`106-560-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,958 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	18,871 sqft (0.433 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1089 INVERLOCHY DR
City	FALLBROOK
State	CA
Zip	92028-5411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 179 TR 013855
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013855
Legal Block	3
Legal Lot Number	179
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3007
Census Tract	18906

Owner

1089 Inverlochy Dr is owned and occupied by two individuals who bought it in February 2026.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Aug 15, 2018	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 9, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 7, 2018	Grant Deed, Transfer TICOR TITLE-SAN DIEGO
Jul 27, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on File
Deed Sale	Feb 23, 2026 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	202648933
Prior Transfer Date	Aug 14, 2020
Prior Transfer Doc	0000721736
Record Updated	Oct 29, 2026

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 23, 2026
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Document Number	0000048933
Map Reference	MAP 13855
Instrument Date	Feb 3, 2026
Instrument	2026-0048933
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	HOMELIGHT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411

Mortgage

Document Number	0000048934
Date	Feb 23, 2026
Instrument	2026-0048934

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000335598
Date	Aug 15, 2018
Instrument	2018-0335598

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2020
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Document Number	0000721736
Instrument Date	Aug 14, 2020
Instrument	721736
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1089 INVERLOCHY DR FALLBROOK CA 920285411, FALLBROOK, CA 92028-5411

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 9, 2020
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Document Number	0000294093
Instrument Date	May 28, 2020
Instrument	294093
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 INVERLOCHY DR FALLBROOK CA 920285411, FALLBROOK, CA 92028-5411

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 7, 2018
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Document Number	0000370077
Instrument Date	Aug 29, 2018
Instrument	370077
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$812.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1089 INVERLOCHY DR FALLBROOK CA 920285411, FALLBROOK, CA 92028-5411

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2018
Property Address	1089 INVERLOCHY DR, FALLBROOK, CA 92028-5411
Document Number	0000306336
Instrument Date	Jul 27, 2018
Instrument	306336
Transaction Type	Transfer
Record Updated	Aug 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1089 INVERLOCHY DR FALLBROOK CA 920285411, FALLBROOK, CA 92028-5411

Tax Assessment & Valuation

The 2025 property tax bill for 1089 Inverlochy Dr was $8,484, up 2.4% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$810,705 (+2%) Land $224,490 Building $586,215
2025	$8,484.00 (+2.44%) Homeowner's exemption	$794,810 Land $220,089 Building $574,721
2024	$8,282.00 (+3.1%)
2023	$8,033.00 (-0.02%) Homeowner's exemption	$763,948 Land $211,544 Building $552,404
2022	$8,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1089 Inverlochy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Inverlochy Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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