Hamilton County property record for 1089 Hempstead Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,110 sqft · built 1951 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (May 2017) |
| Tax Bill | $3,133 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0222-0119-00 |
| Primary APN | 590-0222-0119-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,579 sqft (0.173 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1089 HEMPSTEAD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-4645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SS HEMPSTEAD 50 X 150 R1-T3-S20 NE |
| Legal Range | 01 |
| Legal Township | 03 |
| Legal Section | 20 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 22102 |
Source: Hamilton County records · APN 590-0222-0119-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 HEMPSTEAD DR, CINCINNATI, OH 45231-4645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| May 16, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2017 · Amount on Record |
| Deed Sale | May 16, 2017 · Amount on Record |
| Prior Sale | Dec 02, 2009 · Amount on Record |
| Deed Document Number | 17-0043421 |
| Deed Book / Page | 13418 / 00321 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1089 HEMPSTEAD DR, CINCINNATI, OH 45231-4645 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000078871 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 15038/219 |
| Instrument | 2023-0078871 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1089 HEMPSTEAD DR, CINCINNATI, OH 45231-4645 |
| Document Number | 0000123685 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1089 HEMPSTEAD DR CINCINNATI OH 452314645, CINCINNATI, OH 45231-4645 |
| Document Number | 0000123685 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 014302/001085 |
| Instrument | 123685 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 16, 2017 |
| Property Address | 1089 HEMPSTEAD DR, CINCINNATI, OH 45231-4645 |
| Document Number | 0000043421 |
| Book / Page | 013418 / 000321 |
| Instrument Date | May 05, 2017 |
| Instrument | 43421 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $278.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1089 HEMPSTEAD DR CINCINNATI OH 452314645, CINCINNATI, OH 45231-4645 |
| Document Number | 43422 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 013418/000323 |
| Instrument | 43422 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2047 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Finneytown Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,133.00 (+2.35%) | $44,909 (-) Land $10,203 Building $34,706 | |
| 2024 | $3,061.00 (+1.73%) | $44,909 (-) Land $10,203 Building $34,706 | |
| 2023 | $3,009.00 (-14.69%) | $44,909 (+17.55%) Land $10,203 Building $34,706 | $128,310 (+17.55%) Land $29,150 Building $99,160 |
| 2022 | $3,527.00 Homeowner's exemption | $38,203 Land $10,070 Building $28,133 | |
| 2020 | $109,150 Land $28,770 Building $80,380 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 559 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH3102612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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