1089 Haverford Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1089 Haverford Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 2000
Lot Size	0.24 acres (10,453 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2023)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7352-00-330`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7352-00-330`
Alternative APNs	`282209735200330` `230954` `235794` `240366`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,453 sqft (0.24 acres)
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1089 HAVERFORD DR
City	OCOEE
State	FL
Zip	34761-9157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	RESERVE UNIT 1 38/133 LOT 33
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	RESERVE UT 1
Legal Tract	7352
Legal Lot Number	33
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1001
Census Tract	15005

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1089 HAVERFORD DR, OCOEE, FL 34761-9157
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Oct 23, 2000 · Amount on Record
Deed Document Number	2023330688
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1089 HAVERFORD DR, OCOEE, FL 34761-9157
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 HAVERFORD DR, OCOEE, FL 34761-9157

Mortgage

Document Number	20210377515
Date	Jun 24, 2021
Instrument	20210377515

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1089 HAVERFORD DR, OCOEE, FL 34761-9157
Document Number	0000355783
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1089 HAVERFORD DR OCOEE FL 347619157, OCOEE, FL 34761-9157

Mortgage

Document Number	0000355783
Date	Jun 26, 2017
Instrument	355783

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,686 (+2.7%)	$313,030 (-1.26%) Land $77,000 Building $236,030
2025	$4,933.00 (+6.75%) Homeowner's exemption	$297,649 (+137.55%)	$317,040 (+15.06%) Land $77,000 Building $240,040
2024	$4,621.00 (+140.3%)
2023	$1,923.00 (+3.95%) Homeowner's exemption	$125,302 (+3%)	$275,554 (+13.54%) Land $70,000 Building $205,554
2022	$1,850.00 Homeowner's exemption	$121,652	$242,694 Land $70,000 Building $172,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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