1089 Elbert Rd, Saint Germain, WI 54558 Property Records

Vilas County property record for 1089 Elbert Rd, Saint Germain, WI 54558

Property Summary

Property Type	Condominium
Lot Size	0.001 acres (44 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2020)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-2296-51`

Property Details

APN / Parcel Number

Primary APN	`24-2296-51`
Alternative APN	`3 CP 11`

Exterior

Lot Area	44 sqft (0.001 acres)

Location & Zoning

Street Address	1089 ELBERT RD
City	SAINT GERMAIN
State	WI
Zip	54558
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 11 & 5% INT COMM ELEM ELBERTS RESORT CONDO
Legal Subdivision	ELBERTS RESORT CONDO
Legal Unit	11
Jurisdiction	VILAS WI
Township / Civil Division	ST. GERMAIN
Census Block Group	2
Census Block	2015
Census Tract	950501

Owner

Source: Vilas County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	39W309 BARTELT PL, GENEVA, IL 60134-6074
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	572566
Record Updated	Jun 8, 2026

July 2020: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	VILAS WI
Recording Date	Jul 13, 2020
Property Address	1089 ELBERT RD # 11, 11, SAINT GERMAIN, WI 54558-8860
Document Number	0000572566
Instrument Date	Jul 6, 2020
Instrument	572566
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	VILAS TITLE SERVICE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1089 ELBERT RD # 11, 11, SAINT GERMAIN, WI 54558-8860

Mortgage

Document Number	0000572567
Date	Jul 13, 2020
Instrument	572567

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Vilas County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vilas County
County Subdivision	St. Germain Town
Unified School District	Northland Pines School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,592.00 (+5.43%)	$174,500 (-) Land $100,000 Building $74,500
2023	$1,510.00	$174,500 Land $100,000 Building $74,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Norvado Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20