1089 E State Rd 38, Sheridan, IN 46069 Property Records

Hamilton County property record for 1089 E State Rd 38, Sheridan, IN 46069

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,988 sqft · built 1973
Lot Size	3.62 acres (157,687 sqft)
Owner	2 Individual Names on File
Last Sale	$233,100 (Sep 2005)
Tax Bill	$3,630 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Transfer + 3 more
Flood Zone	Zone A (high risk)
APN	`29-05-13-000-008.000-014`

Property Details

APN / Parcel Number

Primary APN	`29-05-13-000-008.000-014`
Alternative APN	`0805130000008000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,988 sqft Living Area
Gross Area	4,138 sqft
1st Floor Area	1,992 sqft
Basement Area	996 sqft
Finished Basement	996 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	157,687 sqft (3.62 acres)
Terrain	High
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1089 E STATE ROAD 38
City	SHERIDAN
State	IN
Zip	46069-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 3.62, SECTION 13, TOWNSHIP 19, RANGE 3
Legal Range	03
Legal Township	19
Legal Section	13
Legal Subdivision	WASHINGTON
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2003
Census Tract	110401

Owner

1089 E State Rd 38 is owned and occupied by two individuals who acquired it in April 2023.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Apr 14, 2023	Transfer on Death Deed, Transfer
Aug 23, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2005 · Amount on File
Deed Sale	Sep 13, 2005 · Amount on File
Deed Document Number	200560011
Last Transfer Date	Apr 13, 2023
Transfer Doc	0000013287
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 1, 2026
Property Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Document Number	0000029613
Instrument Date	Jun 16, 2026
Instrument	202629613
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766

Mortgage

Document Number	0000029613,
Date	Jul 1, 2026
Instrument	202629613

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 14, 2023
Property Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Document Number	0000013287
Instrument Date	Apr 12, 2023
Instrument	2023013287
Transaction Type	Transfer
Record Updated	May 17, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 S MAIN ST, SHERIDAN, IN 46069-1337

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766

Mortgage

Document Number	2021061270
Date	Aug 23, 2021
Instrument	2021061270

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055628
Date	Nov 8, 2017
Instrument	2017055628

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Nov 1, 2029

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1089 E STATE ROAD 38, SHERIDAN, IN 46069-9766
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061469
Date	Dec 4, 2019
Instrument	2019061469

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,700 (+31.81%) Land $207,900 Building $204,800	$412,700 (+31.81%) Land $207,900 Building $204,800
2024	$3,630.00 (+3.07%)	$313,100 (+0.45%) Land $97,400 Building $215,700	$313,100 (+0.45%) Land $97,400 Building $215,700
2023	$3,522.00 (+4.51%)	$311,700 (+8.3%) Land $97,400 Building $214,300	$311,700 (+8.3%) Land $97,400 Building $214,300
2022	$3,370.00	$287,800 Land $97,400 Building $190,400	$287,800 Land $97,400 Building $190,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1089 E State Rd 38 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 E State Rd 38 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E State Rd 38

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures