1089 E Pierce Ave, Orlando, FL 32809 Property Records

Orange County property record for 1089 E Pierce Ave, Orlando, FL 32809 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 977 sqft · built 1952
Lot Size	0.367 acres (15,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$929 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24-23-29-4096-00-680`

Property Details

APN / Parcel Number

Primary APN	`24-23-29-4096-00-680`
Alternative APNs	`292324409600680` `417872` `423505` `427702`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	1,927 sqft
1st Floor Area	903 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,990 sqft (0.367 acres)
Garage Area	725 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	299 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1089 E PIERCE AVE
City	ORLANDO
State	FL
Zip	32809-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEEN CASTLE P/1 LOTS 68 & 69
Legal Range	29E
Legal Township	23S
Legal Section	24
Legal Subdivision	KEEN CASTLE
Legal Tract	4096
Legal Lot Number	68,69
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	2
Census Block	2028
Census Tract	14100

Owner

Source: Orange County records · APN 24-23-29-4096-00-680

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1089 E PIERCE AVE, ORLANDO, FL 32809-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1089 E PIERCE AVE, ORLANDO, FL 32809-5159
Document Number	0000681818
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 E PIERCE AVE ORLANDO FL 328095159, ORLANDO, FL 32809-5159

Mortgage

Document Number	0000681818
Date	Oct 30, 2019
Instrument	681818

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,626 (+2.7%)	$260,900 (-3.08%) Land $158,000 Building $102,900
2025	$929.00 (+13.71%) Homeowner's exemption	$69,743 (+5.99%)	$269,190 (+15.79%) Land $158,000 Building $111,190
2024	$817.00 (+5.15%)
2023	$777.00 (+5.43%) Homeowner's exemption	$65,803 (+3%)	$232,483 (+17.2%) Land $133,000 Building $99,483
2022	$737.00 Homeowner's exemption	$63,886	$198,372 Land $121,000 Building $77,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950141002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force 5 of 6 on primary residences
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2022, rainfall accumulation, Hurricane Nicole
Flood Events	Hurricane Irma (Sep 2017), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.