1089 E Main St, Shrub Oak, NY 10588 Property Records

Westchester County and Yorktown Town property record for 1089 E Main St, Shrub Oak, NY 10588

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 2,036 sqft · built 1894
Lot Size0.674 acres (29,391 sqft)
OwnerIndividual Name on Record
Tax Bill$9,733 (2026)
Flood ZoneZone X (minimal risk)
APN555400 16.10-3-48

Property Details

APN / Parcel Number

Primary APN555400 16.10-3-48
Alternative APNs
  • 540004006700000460191000
  • 1191000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,036 sqft Total Area
1st Floor Area1,159 sqft
Upper Floors Area438 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleDuplex Single
Exterior MaterialWood
Lot Area29,391 sqft (0.674 acres)
Lot Dimensions270 ft deep x 103 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
Boat AccessBoat Access

Location & Zoning

Account Number1191000
Street Address1089 E MAIN ST
CitySHRUB OAK
StateNY
Zip10588-1511
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR1-10
Legal Block3
Legal Lot Number48.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionYORKTOWN
Census Block Group2
Census Block2008
Census Tract14812

Owner

Source: Westchester County and Yorktown Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1089 E MAIN ST, SHRUB OAK, NY 10588-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 19, 2003
Transfer Doc0041330898
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionYorktown Town
Unified School DistrictLakeland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,733.00 (-85%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025$64,885.00$11,550 (-) Land $2,500 Building $9,050$721,875 (+10.63%) Land $156,250 Building $565,625
2024Homeowner's exemption Senior Citizen's exemption Veteran's exemption$11,550 (-) Land $2,500 Building $9,050$652,542 (-2.82%) Land $141,243 Building $511,299
2023$11,550 Land $2,500 Building $9,050$671,512 Land $145,349 Building $526,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (2011–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORKTOWN CONSOLD. WATER DIST.#1
serves 36,000 people · EPA ID NY5903469
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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