1089 E 74th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 1089 E 74th St, Cleveland, OH 44103

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1890
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$19,750 (Dec 2023)
Tax Bill	$452 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`105-31-012`

Property Details

APN / Parcel Number

Primary APN	`105-31-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	840 sqft
2nd Floor Area	840 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	175 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	368 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1089 E 74TH ST
City	CLEVELAND
State	OH
Zip	44103-1983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	348 GH&T 0067 NP
Legal Subdivision	TAYLOR
Legal Lot Number	67
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2003
Census Tract	111700

Owner

1089 E 74th St is owned and occupied by an individual who bought it in December 2023.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1089 E 74TH ST, CLEVELAND, OH 44103-1983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2023	Warranty Deed, Transfer · Conventional Mortgage CHN HOUSING CAPITAL
Jul 28, 2021	Quit Claim Deed, Transfer AMERICAN FAM TITLE AGENCY, AMERICAN FAMILY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on File
Deed Sale	Dec 22, 2023 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Document Number	2023323
Prior Transfer Date	Jul 22, 2021
Prior Transfer Doc	0000000564
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Dec 22, 2023
Property Address	1089 E 74TH ST, CLEVELAND, OH 44103-1983
Document Number	0000000323
Map Reference	VOL 4 PG 54
Instrument Date	Dec 20, 2023
Instrument	202312220323
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	AMERICAN FAMI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 E 74TH ST, CLEVELAND, OH 44103-1983

Mortgage

Document Number	0000000324
Date	Dec 22, 2023
Instrument	202312220324

Lender

Name	CHN HOUSING CAPITAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jan 1, 2029

Mortgage

Document Number	0000000325
Date	Dec 22, 2023
Instrument	202312220325

Lender

Name	CITY OF CLEVELAND
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 28, 2021
Property Address	1089 E 74TH ST, CLEVELAND, OH 44103-1983
Document Number	0000000564
Instrument Date	Jul 22, 2021
Instrument	202107280564
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	AMERICAN FAM TITLE AGENCY, AMERICAN FAMILY TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2999 PAYNE AVE STE 306, 306, CLEVELAND, OH 44114-4443

Tax Assessment & Valuation

The 2025 property tax bill for 1089 E 74th St was $452.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$452.00 Homeowner's exemption	$6,895 (-0.07%) Land $3,395 Building $3,500	$19,700 (-) Land $9,700 Building $10,000
2024	$452.00 (-49.04%) Homeowner's exemption	$6,900 (-39.74%) Land $3,400 Building $3,500	$19,700 Land $9,700 Building $10,000
2023	$887.00 (+0.57%)	$11,450 (-) Land $1,120 Building $10,330
2022	$882.00	$11,450 Land $1,120 Building $10,330
2021			$32,700 Land $3,200 Building $29,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1089 E 74th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1089 E 74th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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