Gates County property record for 1089 Drum Hill Rd, Gates, NC 27937
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,712 sqft · built 1985 |
| Lot Size | 2.55 acres (111,078 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jan 2026) |
| Tax Bill | $1,412 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00610 |
| Primary APN | 10-00610 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,712 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 111,078 sqft (2.55 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 107820 |
|---|---|
| Street Address | 1089 DRUM HILL RD |
| City | GATES |
| State | NC |
| Zip | 27937-9747 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R-1 |
| Legal Description | W DRUM HILL |
| Jurisdiction | GATES NC |
| Township / Civil Division | HASLETT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970200 |
Source: Gates County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1089 DRUM HILL RD, GATES, NC 27937-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Jan 8, 2026 | Warranty Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2016 · Amount on Record |
| Deed Document Number | 2026324247 |
| Deed Book / Page | 393 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GATES NC |
| Property Address | 1089 DRUM HILL RD, GATES, NC 27937-9747 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 000353/784 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 353/784 |
| Instrument | 316682 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GATES NC |
| Recording Date | Jan 8, 2026 |
| Property Address | 1089 DRUM HILL RD, GATES, NC 27937-9747 |
| Document Number | 000393/238 |
| Book / Page | 393 / 238 |
| Map Reference | MB 220 PG 755 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 324247 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 DRUM HILL RD, GATES, NC 27937-9747 |
| Document Number | 0000324248 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 324248 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
Source: Gates County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gates County |
| Unified School District | Gates County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,412.00 (+1.44%) | $164,545 (-) Land $58,843 Building $105,702 | $164,545 (-) Land $58,843 Building $105,702 |
| 2025 | $1,392.00 (+33.08%) | $164,545 (+82.7%) Land $58,843 Building $105,702 | $164,545 (+82.7%) Land $58,843 Building $105,702 |
| 2023 | $1,046.00 | $90,063 Land $48,935 Building $41,128 | $90,063 Land $48,935 Building $41,128 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2010–2016) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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