1089 Discovery Way, Concord, CA 94521 Property Records

Contra Costa County property record for 1089 Discovery Way, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,135 sqft · built 1988
Lot Size	0.133 acres (5,775 sqft)
Owner	Trust Name on File
Tax Bill	$5,668 (2025)
Deeds & Mortgages	Jan 2023 Transfer May 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`121-290-019-3`

Property Details

APN / Parcel Number

Primary APN	`121-290-019-3`
Alternative APN	`121-290-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,135 sqft Living Area
1st Floor Area	1,131 sqft
2nd Floor Area	1,004 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	5,775 sqft (0.133 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1089 DISCOVERY WAY
City	CONCORD
State	CA
Zip	94521-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T6503 L169
Legal Subdivision	SUBDIVISION 6503
Legal Tract	6503
Legal Lot Number	169
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3006
Census Tract	355309

Owner

1089 Discovery Way is owner-occupied and held in a trust since October 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1089 DISCOVERY WAY, CONCORD, CA 94521-5024
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Intrafamily Transfer, Transfer
May 26, 2022	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2022
Transfer Doc	0000007162
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 26, 2023
Property Address	1089 DISCOVERY WAY, CONCORD, CA 94521-5024
Document Number	0000007162
Map Reference	MB 294 PG 28
Instrument Date	Oct 27, 2022
Instrument	2023-007162
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2890 N MAIN ST, WALNUT CREEK, CA 94597-2735

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2022
Property Address	1089 DISCOVERY WAY, CONCORD, CA 94521-5024
Document Number	0000089807
Map Reference	MB 294 PG 28
Instrument Date	Apr 29, 2022
Instrument	2022-089807
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 DISCOVERY WAY, CONCORD, CA 94521-5024

Mortgage

Document Number	0000089808
Date	May 26, 2022
Instrument	2022-089808

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.21%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.21%

Tax Assessment & Valuation

The 2025 property tax bill for 1089 Discovery Way was $5,668 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,950 (+2%) Land $152,270 Building $268,680
2025	$5,668.00 Homeowner's exemption	$412,697 Land $149,285 Building $263,412
2023	$5,407.00 (+1.54%) Homeowner's exemption	$396,674 Land $143,489 Building $253,185
2022	$5,325.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1089 Discovery Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1089 Discovery Way is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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