Franklin County property record for 1089 Cole Rd, Galloway, OH 43119
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1970 |
| Lot Size | 0.543 acres (23,674 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (May 2023) |
| Tax Bill | $6,528 (2024) |
| Deeds & Mortgages | Nov 2021 Line of Credit May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-000512 |
| Primary APN | 120-000512 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,529 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 23,674 sqft (0.543 acres) |
| Lot Dimensions | 203 ft deep x 116 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1089 COLE RD |
|---|---|
| City | GALLOWAY |
| State | OH |
| Zip | 43119-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1089 COLE ROAD .544 ACRE ENTRY 3445 |
| Legal Subdivision | VIRGINIA MILITARY SURVEY #3445 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | BROWN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 8001 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 25, 2023 | Survivorship Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Mar 4, 2022 | Deed, Transfer OHIO REAL TITLE AGENCY LLC |
| Feb 24, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Prior Sale | Mar 4, 2022 · Amount on Record |
| Deed Document Number | 202305250050756 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Investor | Possibly a Property Investor |
| Document Number | 0000208510 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 202111160208510 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | May 25, 2023 |
| Property Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Document Number | 0000050756 |
| Instrument Date | May 5, 2023 |
| Instrument | 202305250050756 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Document Number | 0000050757 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 202305250050757 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Mar 4, 2022 |
| Property Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Document Number | 0000035164 |
| Instrument Date | Feb 2, 2022 |
| Instrument | 202203040035164 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2022 |
| Title Company | OHIO REAL TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Feb 24, 2017 |
| Property Address | 1089 COLE RD, GALLOWAY, OH 43119-9712 |
| Document Number | 0000026570 |
| Map Reference | MB2654 PG247 |
| Instrument Date | Feb 23, 2017 |
| Instrument | 201702240026570 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $243.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0000026571 |
|---|---|
| Date | Feb 24, 2017 |
| Instrument | 201702240026571 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Brown Township |
| Unified School District | Hilliard City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,528.00 (+23.31%) Homeowner's exemption | $99,120 (-) Land $38,010 Building $61,110 | |
| 2023 | $5,294.00 (+4.07%) Homeowner's exemption | $99,120 (+30.97%) Land $38,010 Building $61,110 | $283,200 (+30.99%) Land $108,600 Building $174,600 |
| 2022 | $5,087.00 Homeowner's exemption | $75,680 Land $23,980 Building $51,700 | |
| 2020 | $216,200 Land $68,500 Building $147,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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