Orange County property record for 1089 Coastal Cir, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,267 sqft · built 2003 |
| Lot Size | 0.552 acres (24,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $475,000 (Mar 2020) |
| Tax Bill | $7,430 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-28-0020-00-170 |
| Primary APN | 17-22-28-0020-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,267 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,038 sqft (0.552 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1089 COASTAL CIR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | ADMIRAL POINTE PHASE 2 41/79 LOT 17 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | ADMIRAL POINTE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 20 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 18100 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Oct 9, 2017 | Grant Deed, Transfer · Conventional Mortgage CAMBRIDGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Prior Sale | Oct 9, 2017 · Amount on Record |
| Deed Document Number | 2020153978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Document Number | 0000153978 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 153978 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1089 COASTAL CIR OCOEE FL 347614319, OCOEE, FL 34761-4319 |
| Document Number | 153979 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 153979 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 9, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Document Number | 0000550258 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 550258 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | LENDERLIVE SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11281 SW 240TH LN HOMESTEAD FL 330323108, HOMESTEAD, FL 33032-3108 |
| Document Number | 550259 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 550259 |
| Name | CAMBRIDGE GROUP INC |
|---|---|
| Address | ORLANDO, FL 32819 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 8, 2022 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,720 (+4.94%) | $669,680 (+0.08%) Land $200,000 Building $469,680 | |
| 2025 | $7,430.00 (+5.87%) Homeowner's exemption | $445,686 (+5.99%) | $669,150 (+8.52%) Land $200,000 Building $469,150 |
| 2024 | $7,018.00 (+3.36%) | ||
| 2023 | $6,790.00 (+3%) Homeowner's exemption | $420,510 (+3%) | $616,604 (+34.19%) Land $200,000 Building $416,604 |
| 2022 | $6,592.00 Homeowner's exemption | $408,262 | $459,513 Land $140,000 Building $319,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 18 (1994–2019) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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