Orange County property record for 1089 Coastal Cir, Ocoee, FL 34761
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,267 sqft · built 2003 |
| Lot Size | 0.552 acres (24,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2020) |
| Tax Bill | $7,430 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-22-28-0020-00-170 |
| Primary APN | 17-22-28-0020-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,267 sqft Living Area |
| Gross Area | 4,210 sqft |
| 1st Floor Area | 1,880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 24,038 sqft (0.552 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1089 COASTAL CIR |
|---|---|
| City | OCOEE |
| State | FL |
| Zip | 34761-4319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD-LD |
| Legal Description | ADMIRAL POINTE PHASE 2 41/79 LOT 17 |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 17 |
| Legal Subdivision | ADMIRAL POINTE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 20 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 18100 |
1089 Coastal Cir is owned and occupied by two individuals who bought it in March 2020.
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Oct 9, 2017 | Grant Deed, Transfer · Conventional Mortgage CAMBRIDGE GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on File |
| Deed Sale | Mar 10, 2020 · Amount on File |
| Prior Sale | Oct 9, 2017 · Amount on File |
| Deed Document Number | 2020153978 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 10, 2020 |
| Property Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Document Number | 0000153978 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 153978 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1089 COASTAL CIR OCOEE FL 347614319, OCOEE, FL 34761-4319 |
| Document Number | 153979 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 153979 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 9, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Oct 9, 2017 |
| Property Address | 1089 COASTAL CIR, OCOEE, FL 34761-4319 |
| Document Number | 0000550258 |
| Instrument Date | Jun 12, 2017 |
| Instrument | 550258 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Title Company | LENDERLIVE SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,276.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11281 SW 240TH LN HOMESTEAD FL 330323108, HOMESTEAD, FL 33032-3108 |
| Document Number | 550259 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 550259 |
| Name | CAMBRIDGE GROUP INC |
|---|---|
| Address | ORLANDO, FL 32819 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 8, 2022 |
The 2025 property tax bill for 1089 Coastal Cir was $7,430, up 5.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Ocoee City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,720 (+4.94%) | $669,680 (+0.08%) Land $200,000 Building $469,680 | |
| 2025 | $7,430.00 (+5.87%) Homeowner's exemption | $445,686 | $669,150 Land $200,000 Building $469,150 |
| 2024 | $7,018.00 (+3.36%) | ||
| 2023 | $6,790.00 (+3%) Homeowner's exemption | $420,510 (+3%) | $616,604 (+34.19%) Land $200,000 Building $416,604 |
| 2022 | $6,592.00 Homeowner's exemption | $408,262 | $459,513 Land $140,000 Building $319,513 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1089 Coastal Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 18 (1994–2019) |
| Claims Outside the SFHA | 4 of 18 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1089 Coastal Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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