1089 Clark Fork Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1089 Clark Fork Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,056 sqft · built 2017
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Last Sale	$244,300 (Jun 2017)
Tax Bill	$2,477 (2026)
Deeds & Mortgages	May 2017 Construction Loan Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R828191`

Property Details

APN / Parcel Number

Primary APN	`R828191`
Alternative APNs	`07-4078-28-1-02-91-0000` `0000506643`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	552 sqft
Basement Area	576 sqft
Finished Basement	576 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000506643
Street Address	1089 CLARK FORK DR
City	KALISPELL
State	MT
Zip	59901-4692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRUMBULL CREEK CROSSING PH 2, S28, T29 N, R21 W, LOT 17, ASSR# 0000506643
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	TRUMBULL CREEK CROSSING PH 2
Legal Lot Number	17
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3007
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS BANK OF MONTANA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jun 30, 2017	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage MANN MORTGAGE LLC
Apr 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Apr 10, 2017
Deed Document Number	201713459
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700008712
Date	May 1, 2017
Instrument	201700008712

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000032243
Date	Sep 29, 2020
Instrument	202000032243

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 30, 2017
Property Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201700013459
Instrument Date	Jun 29, 2017
Instrument	201700013459
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692

Mortgage

Document Number	201700013460
Date	Jun 30, 2017
Instrument	201700013460

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 10, 2017
Property Address	1089 CLARK FORK DR, KALISPELL, MT 59901-4692
Document Number	201700007219
Instrument Date	Apr 6, 2017
Instrument	201700007219
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7397, KALISPELL, MT 59904-0397
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,477.00 (-29.79%)	$593,900 (+36.56%)
2025			$593,900 (+36.56%) Land $95,557 Building $498,343
2023	$3,528.00	$434,900	$434,900 Land $76,148 Building $358,752

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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