Genesee County property record for 1089 Charles Ave, Flint, MI 48505
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 912 sqft · built 1935 |
| Lot Size | 0.269 acres (11,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,539 (Apr 2016) |
| Tax Bill | $517 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-19-552-198 |
| Primary APN | 11-19-552-198 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Lot Area | 11,718 sqft (0.269 acres) |
| Lot Dimensions | 156 ft deep x 75 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1089 CHARLES AVE |
|---|---|
| City | FLINT |
| State | MI |
| Zip | 48505-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 SNGL/2 |
| Legal Description | LOT 166 LYNCROFT |
| Legal Subdivision | LYNCROFT |
| Legal Lot Number | 166 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GENESEE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 12202 |
1089 Charles Ave is owned and occupied by an individual who acquired it in November 2016.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1089 CHARLES AVE, FLINT, MI 48505-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2016 · Amount on File |
| Deed Sale | Apr 2, 2016 · Amount on File |
| Deed Document Number | 201632103 |
| Last Transfer Date | Nov 21, 2016 |
| Transfer Doc | 0000082285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 1089 CHARLES AVE, FLINT, MI 48505-1609 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1089 CHARLES AVE, FLINT, MI 48505-1609 |
| Document Number | 0000071090 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 202211090071090 |
| Name | GENESEE COUNTY |
|---|---|
| Type | Government Agency |
| Address | FLINT, MI 48502 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1089 Charles Ave was $517 with a homeowner's exemption, down 0.4% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Genesee Charter Township |
| Unified School District | Beecher Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,700 (+6.52%) Land $1,200 Building $13,500 | $29,400 (+6.52%) Land $2,400 Building $27,000 | |
| 2025 | $517.00 (-0.39%) Homeowner's exemption | $13,800 | $27,600 |
| 2024 | $519.00 | ||
| 2023 | $10,600 | $21,200 | |
| 2021 | $438.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1089 Charles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1089 Charles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEECHER METROPOLITAN DISTRICT serves 9,400 people · EPA ID MI0000540 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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