108895 Lagoon Dr, Checotah, OK 74426 Property Records

McIntosh County property record for 108895 Lagoon Dr, Checotah, OK 74426

Property Summary

Property TypeResidential Vacant Land
Lot Size0.275 acres (11,988 sqft)
OwnerIndividual Name on Record
Last Sale$8,000 (Sep 2008)
Tax Bill$90 (2025)
Deeds & MortgagesSep 2022 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN460014609

Property Details

APN / Parcel Number

Primary APN460014609
Alternative APN
  • 0225-00-012-008-0-000-00

Exterior

Lot Area11,988 sqft (0.275 acres)

Location & Zoning

Account Number460014609
Street Address108895 LAGOON DR
CityCHECOTAH
StateOK
Zip74426-8102
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 8 BLK 12 ENCHANTED OAKS #1 419/449 529/118 543/290 819/704 820/678
Legal Range16E
Legal Township11N
Legal Section10
Legal SubdivisionENCHANTED OAKS #1
Legal Block12
Legal Lot Number8
JurisdictionMCINTOSH OK
Township / Civil DivisionCHECOTAH
Census Block Group1
Census Block1069
Census Tract779601

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7422 S VICTOR AVE, 1402, TULSA, OK 74136-7439
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Deed of Trust, Mortgage · Commercial Mortgage
BANCFIRST
Feb 12, 2021Deed of Trust, Mortgage
BANCFIRST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2008 · Amount on Record
Deed SaleSep 17, 2008 · Amount on Record
Prior SaleAug 27, 1999 · Amount on Record
Deed Document Number2008182746
Deed Book / Page820 / 678
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Property Address108895 LAGOON DR, CHECOTAH, OK 74426-8102
Transaction TypeMortgage
Record UpdatedOct 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7422 S VICTOR AVE 1402, 1402, TULSA, OK 74136-7439

Mortgage

Document Number001155/114
DateSep 21, 2022
Book Page1155/114
InstrumentI-2022-005362
Lender
NameBANCFIRST
TypeBank
AddressMCALESTER, OK 74502
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueAug 15, 2042
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCINTOSH OK
Property Address108895 LAGOON DR, CHECOTAH, OK 74426-8102
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7422 S VICTOR AVE 1402, 1402, TULSA, OK 74136-7439

Mortgage

Document Number001103/709
DateFeb 12, 2021
Book Page1103/709
Instrument2021-000778
Lender
NameBANCFIRST
TypeBank
AddressMCALESTER, OK 74502
Agreement
AmountAmount Recorded
Term240 Months
DueFeb 10, 2041

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcIntosh County
Unified School DistrictChecotah Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,070 (+5%) Land $1,070$9,724 (-51.38%) Land $9,724
2025$90.00$1,019 (-) Land $1,019$20,000 (-) Land $20,000
2024$90.00 (+13.92%)$1,019 (+10.28%) Land $1,019$20,000 (-) Land $20,000
2023$79.00$924 Land $924$20,000 Land $20,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · lower than 73% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCINTOSH CO. RWS & SWMD #2 (ONAPA)
serves 2,774 people · EPA ID OK1020535
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
not recorded as resolved · Oct 2025
Treatment and ProcedureOrganic carbon removal
Apr 2026
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ecoLink
Fiber
1,000 / 1,000

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