10889 MS Highway 15, Ackerman, MS 39735 Property Records

Choctaw County property record for 10889 MS Highway 15, Ackerman, MS 39735

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,700 sqft · built 1983
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,404 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`057 0007 0023000`

Property Details

APN / Parcel Number

Primary APN	`057 0007 0023000`

Interior

Bedrooms	2 Beds
Total Rooms	6 Rooms
Building Area	1,700 sqft Living Area
1st Floor Area	1,553 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft
Patio Area	288 sqft

Location & Zoning

Street Address	10889 MS HIGHWAY 15
City	ACKERMAN
State	MS
Zip	39735-9598
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT IN S 1/2 SW 1/4 SE 1/4
Legal Range	11
Legal Township	17
Legal Section	07
Jurisdiction	CHOCTAW MS
Township / Civil Division	5
Census Block Group	3
Census Block	3023
Census Tract	950200

Owner

Source: Choctaw County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
Jan 6, 2026	Intrafamily Transfer, Transfer
May 19, 2025	Warranty Deed, Transfer · Line of Credit T2 FINANCIAL LLC
Mar 22, 2018	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 15, 2021	Warranty Deed, Transfer
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021
Deed Sale	Sep 15, 2021
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	2021234-117
Deed Book / Page	234 / 117
Prior Transfer Date	Mar 15, 2018
Prior Transfer Doc	000215/737
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000219/536
Date	Feb 19, 2019
Book Page	219/536

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2048

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000234/628
Date	Feb 15, 2023
Book Page	234/628
Instrument	234-628

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2052

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHOCTAW MS
Recording Date	Jan 6, 2026
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Document Number	0002026/88
Book / Page	2026 / 88
Instrument Date	Jan 6, 2026
Instrument	2026-88
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOCTAW MS
Recording Date	May 19, 2025
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Document Number	02025/1037
Book / Page	2025 / 1037
Instrument Date	May 16, 2025
Instrument	2025-1037
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	248 E CHURCH ST, ACKERMAN, MS 39735-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

Mortgage

Document Number	0020251008
Date	May 19, 2025
Instrument	2025/1008

Lender

Name	T2 FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHOCTAW MS
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215/737
Date	Mar 22, 2018
Book Page	215/737

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOCTAW MS
Recording Date	Sep 15, 2021
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Document Number	000234/117
Book / Page	234 / 117
Instrument Date	Sep 14, 2021
Instrument	234-117
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 HIGHWAY 341 S, VARDAMAN, MS 38878-9537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHOCTAW MS
Recording Date	Mar 22, 2018
Property Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598
Document Number	000219/754
Book / Page	219 / 754
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10889 MS HIGHWAY 15, ACKERMAN, MS 39735-9598

Mortgage

Document Number	000215/737
Date	Mar 22, 2018
Book Page	215/737

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Choctaw County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Choctaw County
Unified School District	Choctaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,404.00 (+27.06%)	$16,672 (+27.66%) Land $900 Building $15,772	$114,146 (+26.74%) Land $9,000 Building $105,146
2024	$1,105.00 (+4.74%)	$13,060 (-) Land $900 Building $12,160	$90,064 (-) Land $9,000 Building $81,064
2023	$1,055.00	$13,060 Land $900 Building $12,160	$90,064 Land $9,000 Building $81,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REFORM WATER ASSOCIATION public/private · serves 1,742 people · EPA ID MS0100007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	2,500 / 2,500
4-County Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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