Cook County property record for 10887 S Prospect Ave, Chicago, IL 60643
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,939 sqft · built 1905 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Oct 2021) |
| Tax Bill | $5,076 (2023) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-18-411-014 |
| Primary APN | 25-18-411-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1907 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10887 S PROSPECT AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60643-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 18 |
| Legal Subdivision | WASHINGTON HEIGHTS |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 750200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Ridge Historic District listed 1976 · NRIS 76000703 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10887 S PROSPECT AVE, CHICAGO, IL 60643-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 1, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Jun 1, 2021 · Amount on Record |
| Deed Document Number | 202118187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 14, 2021 |
| Property Address | 10887 S PROSPECT AVE, CHICAGO, IL 60643-3403 |
| Document Number | 0028718187 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2128718187 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10887 S PROSPECT AVE, CHICAGO, IL 60643-3403 |
| Document Number | 0028718188 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2128718188 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Rate | 2.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 1, 2021 |
| Property Address | 10887 S PROSPECT AVE, CHICAGO, IL 60643-3403 |
| Document Number | 0015228141 |
| Instrument Date | May 24, 2021 |
| Instrument | 2115228141 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7912 W 100TH ST, PALOS HILLS, IL 60465-1511 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,000 (+33.33%) Land $15,625 Building $16,375 | $320,000 (+33.33%) Land $156,250 Building $163,750 | |
| 2023 | $5,076.00 (+2.52%) | ||
| 2022 | $4,951.00 (+36.35%) | $24,000 (-) Land $12,500 Building $11,500 | $240,000 (-) Land $125,000 Building $115,000 |
| 2021 | $3,631.00 | $24,000 Land $12,500 Building $11,500 | $240,000 Land $125,000 Building $115,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1997–2013) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Mar 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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